In many instances, Toronto workers may not even be aware of the extent of long term disability protection to which they’re entitled under both their existing insurance coverage and Ontario’s provincial laws. Singh Barristers, and their team of experience lawyers, is here for the hard-working men and women who suffer major injuries that restrict their future abilities to earn a steady living.
AN INCREASINGLY FREQUENT SETBACK
Long-term disability claims often involve a fairly complex weighing against one another of factors including determining a disability’s extent, the costs and available methods of rehabilitation, whether an employer can reasonably facilitate a return to work by accommodating expected duties, an employer’s responsibility for covering compensation, and ultimate payment of benefits. Pursuing such a claim successfully demands a lawyer who can look at all of these factors together and see how they can be weighed in your favor for the greatest possible coverage.
As long-term disability claims rooted in psychiatric or behavioral damages continue to rise, the field of injuries considered to potentially debilitate a worker’s ability to earn a living keeps expanding. With an expanded definition of harms constituting long-term disabilities and instances of bad faith by insurers, so, too, have claims increased. These can be turbulent waters.
Most importantly, your claim must successfully prove a variety of criteria through eyewitnesses, documents, and other forms of information:
- “Total” and “Partial” (i.e., residual) Disability definitions
- Total benefits claimed and owed
- Expected increases in cost of living under an adjusted lifestyle
- Extent of payable benefits
- Contractual limitations
Claims can be complicated, adversarial, and frustrating. However, you have your future welfare at stake. Don’t proceed with filing your claim until you’ve contacted Jack Fireman and Singh Barristers to set up a free consultation to assess the validity of your long-term disability case.