Reasons to Choose Collaborative Divorce during the Covid-19 Pandemic

Divorce is a civil remedy provided under the family law for individuals wanting to dissolve their marriage. There can be unlimited reasons for which an individual can file a divorce case. The most common situations might involve physical or mental violence, but a couple might likely agree over separation due to the family’s interest or themselves. During the Covid-19 pandemic, if an individual is filing for a divorce, then Collaborative Divorce is the safest and most relevant option.

What is Collaborative Divorce?

Divorce is a personal matter of two individuals, but it can be interrupted or manipulated by several other people in the case of a lawsuit. There are multiple ways in which a divorce case can be handled, for partners agreeing on the majority of terms and conditions, Collaborative Divorce is the best option.

Young couple and their lawyers talking about the divorce during a meeting in the office. Copy space.

When a couple and the attorneys decide against litigation and go for an agreement, it is called collaborative practice. In this circumstance, both attorneys are supposed to be a collaborative divorce attorney. You can contact our divorce lawyer in Brampton if you are looking for a professional and experienced lawyer.

Top 5 Advantages of a Collaborative Divorce

Under the umbrella of family law, collaborative practice is an emerging field that supports outside the court solution to any civil dispute, especially within a family. Collaborative divorce is a preferred option for a couple with minor disagreements that can be resolved with much ease.

In collaborative practice, issues regarding alumni, property distribution, and custody of children can be discussed, protecting the interest of both the individuals involved. Here are a few benefits of choosing a collaborative practice:

  • Time-saving: 

The litigation process is tedious, and the period often extends to a few years until the court reaches the final decision. The dates are kept at long intervals and also hinder your regular life. Other than being cumbersome, in the Covid-19 Pandemic, the court case can be more dangerous for the individuals and their respective families. The courts cannot function properly, and divorcing is a secondary matter in front of other heinous crimes and malpractices. Even then, our collaborative lawyers are capable of working smoothly. Therefore, if you require a separation lawyer in Brampton, then you can reach out to us.

  • Organize your Parenting Pattern: 

Divorce often ends up putting the future of the children at stake. During the pandemic, children are already facing trouble in various fields, so it is crucial to consider a healthy environment. Collaborative divorce allows the parents to agree upon a parenting plan to prevent the children from suffering. In collaborative practice, the individuals can seek help from a professional family consultant to create an effective co-parenting agreement covering all children’s interests and needs. After divorce, most people tend to regret their decision because of the abrupt change in their children’s lives. To save parents from making impulsive decisions, it is advised to go for a collaborative divorce. Our lawyers know that the welfare of the children is one of the top concerns of any couple. They are professionally trained to deal with such issues and think of the best solution.  

  • Protect Your Family from Any Potential Financial Issue:

A family is inter-dependent for various aspects, a major part being financial deals, including basic needs. After the divorce, the couple is likely to encounter a financial crisis varying in extent. The issues can involve child education, property division, tax liabilities, business valuation, etc. In the collaborative practice, the individuals can get our financial professional who can fulfill the duties of financial expert, accountant, business valuator, or pension planner. Our professional financial assistant can determine everything required to reach an agreement by both parties without demeaning any interests. Some of the finance expert’s responsibilities will be developing debt-repayment agreements, valuation of assets, valuation of business and property, help in handling taxes, and, most importantly, planning a budget to match the family demands and requirements. Collaborative divorce is best to ensure a certain and stable future for yourself and the children.

  • Save a lot of Extra Expense:

A divorce is already demanding in terms of emotions and time; it is important to consider the large amount of money required for litigation. The conventional court practice is costly as it requires a lot of effort and energy put in by the lawyer. The documentation, development of argument, court trials, and hiring experts can lead to many expenses. Collaborative divorce is much more economical. Even after hiring our financial and family consultants and our divorce lawyer, the expenditure is low. Our whole team will be working for your interest in a lesser amount of money and little stress.   

  • Customize and Decide the Process:

The court controls the traditional litigation process. The decision might not give both the individuals the expected result, even after all the efforts and the anxiety it took to reach there. On the other hand, in collaborative divorce, you are the decision-maker. It allows the involved parties to plan as per their convenience the schedule and pace of the case. The couple can work together and communicate effectively to maintain harmony in the family during and after the separation. Unlike in a court, collaborative practice safeguards the privacy of both the partners. The individual can protect their personal lives from becoming a public topic. It is good for the couple’s mental health, the children, and even for the family. Collaborative divorce will save you from a lot of mental stress and anxiety, keeping the relationship between the spouses a peaceful one. Collaborative Divorce is not only a great choice in a pandemic but also during normal times. If you are looking for a separation lawyer in Brampton, you can contact us anytime. Our excellent lawyers are professionally trained and have remarkable experience in this field. Family problems are sensitive and difficult to deal with. Therefore, you need more than a lawyer to go through this phase. When you contact our attorneys, you are getting a professional expert and emotional support to help you choose the best of your interests. The courts in Brampton might be getting affected by the pandemic, but our reliable lawyers are available to protect your rights. Contact our divorce lawyer in Brampton today and let them take the stress for you. 

What is Business Legal Check-up, and how does it work?

Business Legal Check-up is a legal diagnostic tool used for audits by various small and medium-sized companies. The tool helps them recognize if their operations are obeying the law, and if the risk they are bearing, litigation and expenses are manageable. 

After the lawyer verifies all the aspects, they prepare the report highlighting and red flagging all the elements or points that need review, improvement, legal action, or advice. You can contact our Brampton Business Lawyer for the correct legal advice that will help you improve your business prospects. 

Things to consider

If you are a responsible business owner, these are some of the essential things you should consider before starting the business organization:

  • The business got incorporated and set-up. The directors and officers are assigned, and the shares get allocated. Make sure that the corporate minutes and registers are also updated. 
  • The duties and liabilities stand distributed among all the directors and members of the organization. There is ample insurance coverage to protect the directors from harm. 
  • The parties are getting equal treatment and have a clear idea about their roles. Everyone should sign the shareholder’s agreement. Whenever the organization must get terminated or valued, the orderly method should be followed. Business Corporation’s minority shareholders’ rights and requirements should remain understandable to you. 
  • You should file for business registration and register all the business names you’re using. You should also have a system to renew before expiry. 
  • The trademark, copyright, and patent application should get filed for the business’s intellectual property rights. 
  • The URL of your website should get trademarked. Also, get your website audited to verify that there are no security violations, privacy infringement, defamation, etc. The online sales portal should also get set-up to prevent legal issues. 
  • Keep your registrations and licenses as well as your salespeople updated. Have a system to guarantee that the registrations and their regulatory requirements are updated and monitored. 
  • Your lease is long term and has been inspected by the lawyer. Ensure that you know all the details about your lease, and you are well-aware of the extra amount the landlord can charge you. 
  • All the legal forms, contracts, and applications such as the Consumer Protection Act, the Sale of Goods Act, the Bills of Exchange, etc., have been evaluated by your lawyer and obey the laws. 
  • While extending the credit, the service charges should not exceed the ‘criminal rate of interest.’ 
  • You are aware of the Competition Act and the prohibitions and penalties against unfair competition and deceptive advertising. 
  • You should understand the privacy legislation. Have a system to guarantee that you follow the law every time you collect, disclose, or use personal information. 
  • Ensure you understand the obligations under the Employment Standard Act. The employees should sign the agreement to let them know the notice period before receiving the termination letter. You should also be aware of how much is due to which employee in case of termination. 
  • The employees should sign all non-competition agreements and non-solicitation contracts that prohibit them from taking your best clients, employees, or trade secrets if they leave to start their own business. 
  • You should know about the sexual harassment and Human rights codes and understand how to deal with these issues thoughtfully. 

Business check-up procedure

The procedure for a business check-up involves the following steps:

  • Fill the forms and provide legal and confidential information about your business. 
  • Make an appointment with our business lawyers in Brampton to determine what the business check-up covers. Things like environmental law or tax law won’t get covered unless you specifically ask for it. 
  • The business check-up will help you provide perspective about the following:
  1. Authority and corporation set-up
  2. Employee-Employer Relationship
  3. Business contracts and forms
  4. Illegal advertising and unfair competition
  5. Intellectual Property Rights and Privacy
  6. Risk management and safety issues
  7. Analysis of the risk and management of existing lawsuits
  8. Internet Issues
  9. Licensing issues
  10. Relationship between the proprietors
  • The business check-up can help you meet the specific requirements you have. However, you may need outside legal experts for consultations. 
  • You will have to provide information and documents about each classification of the analysis. 
  • After a business check-up or analysis by one lawyer, you should also consult other lawyers for clarity and confirmation. It would be best if you also discussed everything with the other senior officers. 
  • The lawyer will prepare a thorough report about the issues that need your attention and they will red flag the things that need urgency. They will also explain the status of each topic to you in detail. 
  • You can also request your lawyer to provide you and your team with an oral presentation about the findings to help you get clarity. The lawyer may also provide you with a Q and A session to assist you clear your doubts. 
  • The lawyer might also guide you to specific lawyers that may help you with the issue you face. 

Generally, a business legal check-up costs around $5000-$7000 if the company has less than five employees, has one business body, and operates from one site. 

Determining your need for a business check-up

Usually, businesses are required to provide clarity to the government and the public. The company needs to comply with the law to stay away from legal troubles. To do so, you need business check-ups. 

Business check-ups can come in handy when looking for a prospective buyer to buy your business, and when the buyer asks you to get it done. Every business should anyway get an analysis done bi-annually to ensure the company’s smooth functioning. 

If you need government contracts, a business check-up could be necessary for you. Unlike ISO14400and ISO9001 agreement requirements, the information will get shared only with the management and not outside parties.  Business Check-ups are a new service in Canada within a fixed price range. Mostly, small and medium-sized businesses utilize this service. The business check-up will help you run the business smoothly and provide you – the owner, peace of mind. Contact our business lawyer for Brampton for more details.

How can Brampton slip and fall lawyers help you?

Injuries can have a profound impact on an individual’s mental and physical health. Suppose you have injured yourself by tripping or slipping and falling on a commercial, private, or public property’s negligent maintenance. In that case, you deserve to be reimbursed for your grievances and wounds. It is impossible to compensate someone for their loss, but monetary compensation is the only thing that comes close. 

Our Brampton Personal Injury Lawyers are here to get you the compensation you deserve. We will ensure that you get reasonably compensated for your emotional and physical damages, including the medical bills, loss of income, trauma, or changes in the regular habits due to your slip or trip and fall injury. 

Slip and Fall‘ is a legal term when you fall and injure yourself without any fault. The fall can happen at any place and time under circumstances that could have been avoided by the property owner but remained unsafe and neglected. It does not matter if you have any relationship with the owner or even if you know them. If you trip and fall at their property, they are bound to compensate you for the damages. 

Precautions

The owner must take care of their property, and they are liable to warn the people who enter or use their land if there is any construction going on. The property owner is held responsible for others’ safety in Canada. This is why you see ‘Wet Floor’ or ‘Work in Progress’ signs at some construction sites to warn the public. However, our Brampton slip and fall lawyers will tell you that the warning sign is not enough in some extreme cases. You can still claim compensation for the damages, even if there was a warning sign. 

The seriousness of slip and fall injuries

The term ‘slip and fall’ does not capture the seriousness of the injuries. It seems like a simple term that denotes slightly tripping or falling while walking. However, the injuries can get severe when a large hole wasn’t covered, and an individual fell in that fracturing their legs or arms or when somebody was walking and slipped over ice and therefore injured their muscles, sprained themselves, etc. Sometimes, people also fall on the strains resulting in lifelong injuries, concussions, brain damage, etc. However, if you are young, it is usually easy to recover, but you are more at risk if you are an aged person. 

It is essential to hire our experienced lawyer who can understand the pain you are going through and get you the compensation you deserve in every lawsuit. If you are an older person, we highly recommend employing our lawyer to understand your situation better.

Understanding your case

Victims do not usually understand that the accident was not their fault, and therefore, they take no action. Instead, the property owner should have been more responsible, and they must care for the people on their property. Every slip and fall victim should get the compensation they deserve. However, to get the right reparation, you need to prove that you were on the other party’s premises and not your fault. This is when our team of expert Slip and Fall Lawyers in Brampton comes into play. We will help you prove that it was indeed the owner at fault and get you justice. 

To help you understand these cases better, here are a few examples:

  • Slippery Floors – Anything that makes the floor slippery like debris, ice, or water, should be cleaned up and dried immediately by the owner; otherwise, it could result in dangerous accidents. 
  • Icy Stairs – In Canada, icy stairs can be quite a problem. All public stairs should have handrails for support and should be salted to avoid serious falls and injuries. 
  • Impeded Walkways – If a public walkway gets obstructed by debris, stones, bricks, or other construction material, then an individual can easily step on it and trip. Therefore, it is necessary for all sidewalks, pathways, and hallways are steered clear of it so that the area is safe for people to walk. 

What is a successful claim?

To have a successful claim, you need to have all the evidence present, such as medical bills, police reports, eyewitness accounts, etc. These documents can help you justify your claim. Our Personal Injury Lawyers in Brampton ensure that you have more chances of winning the case than the other party and work towards identifying the other party responsible for your grievances and gather the other evidence to support your claim. Usually, any slip and fall claim can be brought up and fought within two years of the accident. However, it may not get accepted if a request is not forwarded. 

Common Injuries

More than 1800 emergency visits and 400 hospital stays due to a trip and fall accidents get reported by the Canadian Institute for Health Information every year. The accidents are often minor with only trip and fall injuries, but sometimes, the accidents worsen with more severe injuries. Older people are more at risk because they will take more time to heal and suffer permanent life-altering injuries. Some of the common injuries are:

  • Concussions and other brain injuries
  • Fractures such as legs, hips, or arms 
  • Spinal cord injuries and back issues
  • Abrasions, cuts, lacerations, and piercing wounds

 If you suffer from the steps and fall injuries, follow these steps:

  • Sit down and breathe if you feel dizzy while standing up. Assess your medical condition and do not rush getting up. Take deep breaths and wait for the shock to leave you. 
  • If you are in the condition to stand up and you did not fall on your head, then seek medical help as soon as possible. 
  • Try to get a hold of reality and gather all the physical evidence you can, such as pictures of the scene and accident, contact details, and witnesses’ names.
  • After seeking medical assistance and informing tour close ones, get in touch with our personal injury lawyer in Brampton who can understand your case. 

Slip and fall injuries can get confusing if you are not sure about whose fault it is. Don’t worry; we have you covered. Our lawyers will help you win the case and give you the best advice. Contact our experienced team of lawyers to get full compensation and more details!

What you should know when you have been injured in a motor vehicle accident?

Motor car accidents are unfortunate for everybody, especially the individual who gets hurt or, worse, loses their life. People who get injured during a motor vehicle accident are automatically entitled to an ‘Accidents Benefit’ claim. If you were driving, were a passenger, or were walking on the road when the accident happened, you should get the accident benefit. However, the accident claim does not affect your insurance rate. 

The ‘accidents benefit’ claim can support you while you recover from the injuries. It can provide you therapy money, money to pay your medical bills, and take care of yourself while at home or hospital. You will require our Personal Injury Lawyer Brampton, to get the money. 

Steps after the accident

  • Inform the police about the accident
  • Do not skip informing your family, school, or employer
  • Inform the accidents benefit company about your accident within seven days
  • Look for other insurance coverage plans that you might get through work, college, school, private programs, etc.
  • Consult your family doctor if you have one for the injuries and the accident
  • If you are conscious and are in the condition to ask for the names and details of eyewitnesses and other motorists involved in the accident, do so
  • Keep all the medical bills, expenses records and dates, and receipts that you or your family had to bear for the accidents benefit
  • Contact our injury lawyer in Brampton to protect your rights and get advice

Obtaining the Accidents Benefit

The first step of claiming the accident benefit is to call the right insurance company to apply for the claim. Apply within seven days of the accident, after which either the claim may not be valid, or you get the claim late. The sooner you apply, the better. You will need things like therapy, assistive devices, attendant care, or equipment after getting discharged from the hospital. By calling the insurer early, you can avail of these benefits and services soon after leaving the healthcare hospital. You can get the application to apply by the insurance company, hospital, or contact our Brampton Personal Injury Lawyer

To obtain the compensation for your family’s time to take care of you, a clinical therapist or professional nurse should complete a form called form 1 – ‘Assessment of attendant care needs.’ However, this compensation needs the expenses to qualify as an ‘incurred expense.’ Some other forms must be filled and applied to get the accidents benefit. Our personal injury lawyers can help you meet the criteria for this benefit and take the burden off your shoulders. 

Key Accident Benefits

These benefits apply to anyone who got injured in a motor vehicle accident:

  • Medical and Therapy Benefits – pays for the therapy, medical bills, equipment required, medications, housing changes, and transportation
  • Benefits to the attendant’s caregivers – compensating family and everybody else who spend time and resources while caring for the injured
  • Income Benefits – compensating the wounded for the loss of income or the inability to work to get income up to a maximum of $400
  • Visitation Expenses – reimbursing the family members for the money spent on visiting the injured, including parking, accommodation, meals, and travel
  • Services of the person managing your case – compensating the individual who is handling your health and assisting you with recovery, but this benefit is valid only for ‘catastrophic impairment’ cases

 There are other additional benefits, such as home maintenance expenses, lost education expenses, housekeeping, caregiver expenses, etc. The compensation for all the benefits depends upon the severity of your injuries and whether the services are available to you or not. Please keep all the receipts and medical bills with you safely that you or your family have paid for because your benefit depends on them. 

Calling the correct insurer

From this list, contact the first insurer that is relevant to your case:

  • Your motor vehicle insurer
  • The motor vehicle insurer of the of which you were a commuter
  • The owner or at-fault driver’s insurer
  • If there are other motor vehicles involved in the accident, then their insurer

After calling, let them know that you wish to apply for an ‘accidents benefit’ claim. They will ask you some details and questions such as the injured person’s name and age, level of severity of injuries, fundamental aspects of the accident, and your motor vehicle information and insurance policy number. While speaking to your insurer, make sure that you do not go into details as it may hurt your benefits right. Our personal injury lawyers, Brampton, recommend the same.

The insurer will send you the application to apply for the claim, and then an adjuster will be assigned to your case, who will be your primary source of contact throughout the process. They will also provide you with the claim number. Fill the application and send it to the insurer within 30 days of receiving it. If you fail to do so, you will not be able to get compensation. If there is a disability certificate, too, in your case, send the certificate and application as soon as possible to avail of the benefits on time. You can avail the accidents benefit even if you already have a private health plan. Usually, private plans are more limited and reimburse a lesser amount compared to the benefits. It is considered prudent to apply to both the health plan insurance company and the benefits insurer. 

If you need to file a lawsuit against the at-fault party for issues that cannot get solved outside court, you have two years from the accident date. 

It is hard to assess all the legal rights and benefits you are entitled to after the accident. Therefore you must hire our personal injury lawyer in Brampton to make the process smoother and assist you throughout. Our experienced lawyers will not charge you for a meeting or fundamental advice, and you will have to pay them the fees only after hiring. Contact our team of expert lawyers for more details and a free of cost consultation!

What is an Estate Freeze and its advantages?

Estate Freeze is among the top solutions to reduce your asset taxes. With proper planning, lawyers, accounting, and financial advisors, many businesses experience assets growth. You can consult our professional Brampton Business Lawyer for the best advice.  

Estate Freeze is a process that will freeze your assets at today’s value. Now there are several advantages to that. Your share exchange will help any new shareholders take forward the company’s growth in the future; most often, it’s the next generation. The entire process focuses on saving on taxes in the future if the shareholders decide to sell them or maybe transfer them to someone else. 

Estate Freeze not only provides benefits during the lifetime, but also after the shareholder passes away. During a freezer’s lifetime, it’s not uncommon to split the gains and capitals among the coming generation or trustworthy shareholders that eventually gives one access to the marginal tax rate. 

In case of sharing the freeze further to the next generation or a spouse, one can include them as a ‘Beneficiary’ of the trust. This way, if there’s any growth in the company’s future, it will be automatically shifted to the shareholders. So if you are interested in going for an Estate Freeze, you can consider some of the benefits given below. They will help you understand why and how Estate Freeze can provide advantages in terms of taxes and life insurance and help you gain from freezing your estate at current value. 

Benefits of Estate Freeze

Now freezing estate at its existing value can come with several benefits. The top 3 Benefits of Estate Freeze are given below- 

  1. Tax Liability & Insurance

One of the commonly used strategies is to use Life Insurance to plan for the tax liability. It’s an effective way of planning an estate in case a shareholder dies. Estate Freeze provides a ‘fixed value’ tax used for purposes such as planning for Life Insurance. This way, one can make sure that the next generation is not under-insured or over insured. This is something that you can think of while planning for an Estate Freeze. 

  • Waste-Away Estate Freezing

Waste-Away Estate Freezing is a process that helps you generate income after retirement. You can also reduce your tax liability at the time of death. It is an effective way of tax savings if the first generation shareholders decide to ‘waste away’ a certain amount for a prolonged period. If the amount adds up to huge sums, then the tax benefit will follow. When you waste away or redeem the value of shares, you can expect the estate to give you large tax benefits. 

  • Tax Deferral

The term ‘Tax Deferral’ refers to a scenario where the taxpayers can delay paying tax to a future date. It is not uncommon for taxes to be deferred indefinitely or reduced in the future. So estate freezing can provide flexibility to the shareholders regarding future growth and ease in passing down the estate to the next generation. 

If this is kept in mind, one can expect the current value to provide millions in tax deferral. This is another benefit you can consider while going for an Estate freeze.

Why Do Professionals Freeze Estate?

The purpose of doing so is to pass down the estate at current value to the next generation. This way, when the future value of an asset increases, the shareholders can get maximum benefits. 

The one who transfers the estate gets to retain the existing value of shares and can delay or defer the income taxes on that gains made on capital to the actual time of their disposition. For the best advice and consultancy, you can contact our business lawyers in Bampton who can help you properly strategize and plan when it comes to Estate Freeze. 

There has been an increase in the number of shareholders going for estate planning due to their benefits. Estate Freeze gives the owners a chance to pass down the estate to the next generation. 

Freezing the estate entitles the previous actual owner to the estate’s current value while allowing the shareholders to enjoy its future growth benefits. Doing so provides tax deferrals on the future value of the estate if it increases. There are even more benefits of an estate freeze that you should know of before consulting our business lawyer for Brampton. 

  1. Estate Freeze reduces one’s taxes at death. Then the future growth of the company is transferred to the common shareholders. 
  2. It is a great way of using a family trust by splitting the income throughout the family. 
  3. It only freezes the value, but the owner gets to keep the parent control while providing benefits to the shareholders. 
  4. The Lifetime Capital Gains exemption gets multiplied.
  5. It reduces any probate fees since the frozen estate’s future growth does not exist as part of the shareholder’s estate. So they are not subjected to the probate fees, thus reducing the overall probate fees on the frozen estate. 
  6. Another great benefit is that when you freeze the asset, the estate’s future growth is held among the shareholders or the trust. This protects it from the creditors. 

These additional benefits of Estate Freeze are what attract many businesses to plan their estate strategically. 

Conclusion 

You must have already gotten the idea of how advantageous Estate Freeze is in the long term. To summarize everything that’s written in this article, one can say that Estate Freeze allows one to pass down the future growth of the business to children or a trust. 

After passing, the parent continues to participate in the estate growth if everything is planned properly. The parent/owner also continues to own control over the estate, being a trustee of the family. And it all eventually benefits both the owner and the shareholders during taxes.  So, if you plan to go for Estate Freeze, we’d recommend you go for the best legal advice that you can get from our Business Lawyer. You can contact us for our legal consultancy. Our lawyers are among the top business lawyers in Brampton. To get started, contact us now.

The Consequences of a Car Accident

If you figure in a serious car accident, the one consequence that will stand out and make you suffer the most are the physical injuries that such a mishap can cause.

You can consider yourself fortunate if your injuries are relatively minor, but if your injuries are of the severe kind, you will have more than the injuries themselves to worry about in the coming months.

One of your biggest problems would have something to do with your finances. With all your injuries, you will most likely be spending weeks, even months, in a hospital. If you don’t have insurance, your hospital stay is going to cost you a lot of money.

Even if you do have insurance, there’s a possibility that the amount of your coverage is not going to be enough to pay for your hospitalization or your treatments. Then there’s the cost of your medication, and it’s going to be substantial.

Your medical expenses only represent a part of the difficult financial situation you will likely find yourself in as a consequence of the car accident. Because of your injuries, you won’t be able to work.

Even if the company you’re working for does provide its employees with sick leave credits, they are bound to run out eventually. When you’ve used up all your sick leave, you will end up losing your wages, at least until you become well enough to get back to work.

Yet another problem you’re going to have to deal with after a serious automobile accident is the fact that your car was damaged severely during the crash.

You may have already recovered well enough to get around your town or city, doing so is going to become really difficult when you don’t have a car. You’re going to have to commute if you go out to buy groceries or take your children to school.

If your transportation situation forces you to take a taxi regularly or rent a car, then the expense that comes with it is going to make a much bigger dent on your already messed-up finances.

However, one of the worst consequences of being in a car accident that, incidentally, is not always appropriately addressed is the trauma of the whole thing.

Many car crash victims find themselves waking up in the middle night screaming, experiencing nightmares where the accident plays over and over again in their heads.

Car accident survivors who are suffering from post-traumatic stress disorder or PTSD also tend to be anxious, irritable, and experience feelings of uneasiness and distress, all of which can take a heavy toll on their family and social lives.

The consequences of car accidents are no laughing matter, and that’s why if you get involved in one, you must do everything you can that will enable you to deal with them, including filing a personal injury claim against the party that caused the accident. With the help of experienced accident attorneys, you should be able to get the just compensation that you deserve.

If you suffer an injury in a car accident, check out the infographic below for tips on what to do.

About the Author

 Andrea Williams is the Community Manager at The Law Offices of Alcock & Associates P.C., a premier law group in Arizona that provides legal services to clients involved in Personal Injury, DUI, Immigration and Criminal cases. She enjoys cooking, reading books, and playing minigolf with her friends and family in her spare time.

My Long-Term Disability Claim was Denied: What Now?

First of all, we would like to reassure you that denial of your long term disability claim is not at all uncommon. Statistics seem to suggest a higher likelihood of your claim getting rejected than approved, and denial rates are higher among private insurance companies. 

We understand the importance of disability claims and how they work to make life easier for those who might struggle otherwise. We have experience dealing with thousands of cases related to disabilities or, more specifically, rejection of disability claims, which puts us in a position to elucidate the steps you need to take if your claim has been rejected. Our long term disability lawyers in Brampton have compiled a comprehensive guide on this topic. We are always available for further discussion if you wish to discuss your legal representation.

The nature of these claims is incredibly personal, and we treat each case as such. Keeping that in mind, despite the list below, we remind you that no one size fits all in these cases and so you should contact us for any questions you have. Legal representation is your right, and as eminent counsels, we work these cases on a contingency basis to ensure that we only get paid if you get what you deserve.

Without further ado, the things you will need to do are- 

  • Understand that generally, there are two forms of appeal that you can follow up through. You can choose to appeal the decision internally, which is through the organization that has denied your claim, essentially asking them to reconsider and change their minds. Or you can choose external methods such as litigation in courts, tribunals, or even in arbitration. We want to remind you of the statute of limitations that may apply to your appeal, and usually, you can only appeal within two years of rejection.

Internal appeals take longer and are usually less successful. It is recommended not to keep court appeals and litigation as a last resort.

  • Once this is done, you need to read through your denial letter. It is the most important part of the appeal, and most likely, the denial letter states the reason behind your disability claim not being approved. Reasons can range from lack of severity of the disability to insufficient proof to incorrect papers. Once the reason has been identified, the process can be started. The letter also notes the date of rejection, which can be held as the day to calculate the statute of limitations if applicable. 
  • Taking the denial letter as a reference, you need to gather all required evidence. The reasons mentioned in the denial letter are important. Gather all your papers, insurance, and all other proof of your long term disability. Reports from experts backing up your claim will be of immense help. We recommend reports from medical, vocational as well as functional capacity experts. 
  • Arrange your employment-related papers, as you will need to prove that your employment has been affected by your disability or that your employer is aware of your special requirements if any. Additionally, employment history and leaves or time took off on disability grounds and any benefits received from your employer help strengthen your case. Testimonials from your employers or coworkers about the effect of your disability on your work will also help. 
  • A good, strong appeal letter will be required alongside the papers, as mentioned earlier. This should ideally be drafted by a qualified lawyer and must prove your disability’s long-term nature by clarifying its impact on essential parts of your life, such as mobility and livelihood. It is recommended to explain your diagnosis’s nature and the intricacies and back it up with the opinions of a medical expert.
  • Include all your reports, treatments, relevant appointments, and prescriptions to Maintain clarity and transparency about the degree of severity of your disability and the extent of its effect on your regular life. You need to be convincing about your claim’s urgency and importance and highlight that the rejection was incorrect.
  • While we will try our best to get your appeal through, it is wise to apply for alternate long term disability claims from other providers. For instance, if your state or city council has a separate disability claims plan, or even if a private body, such as your insurance or your employer is offering benefits, look into availing them. Our long term disability lawyers in Brampton will gladly look through your claim and advise you on the different options available. 
  • Do not hesitate to go for court litigation instead of internally appealing directly. It is likely that a deadline for appeals is mentioned above, and internal appeals are not transparent and favorable to the claimant. Our long term disability lawyers in Brampton will advise you on re-appealing processes if required in accordance with the guidelines for any limitations on subsequent appeals. A lawsuit might be quicker and give you the result you expect.

Although these are the general steps you must take, getting personalized advice based on your case from our long term disability lawyers in Brampton will best reflect your interests and maximize your chances of getting your appeal approved. Further, we help with strictly the court processes and obtain necessary expert advice, recommending which questions to ask your experts, ensuring completion of your claims file and that all the gaps in your appeal are filled, leaving no space for rejection based on the inadequacy of the information.  As experienced lawyers in this challenging field, we empathize with your situation and guarantee our best efforts in securing you a positive result. As mentioned before, we do not work for our profit, and instead, we will gladly represent you on a contingency basis and give you free consultations if you require to see whether you fit well with our lawyers. 

Priashna Singh – How will a personal injury claim affect my insurance?

When you are involved in a car accident, you may find yourself making many decisions to get everything back on track. There is a lot of paperwork to deal with, and one of them has to do with insurance. One of the claims that you can file after a car accident is the personal injury claims. 

When you make such a claim after a car accident, your car insurance premiums may likely be affected, mainly if the claim also includes vehicle repairs. 

Your premiums may be affected because the insurer may start feeling like you have a higher risk of being involved in more accidents after the first one. This is the case even in instances where the accident that happened is not your fault. 

The other thing you will have to consider is the fact that with no-fault claims, you may be required to pay the amount that is in excess within your policy before the vehicle can be repaired. 

Making car accidents and personal injury claims independently. 

There are many laws in place, and our personal injury lawyers in Brampton know all the intricate details revolving around insurance and vehicle accidents. We can assist you with the entire process so that you can concentrate on more important matters. 

The best thing about working with our injury lawyers in Brampton is that we have a lot of knowledge and expertise in the field. We have worked with victims of car accidents over so many years to make their claims independently without the insurers. 

We try to work as independently as possible. We deal with the insurance company of the driver who was at fault leading to the accident. This means that we can offer you the kind of support that you truly need to have your claim paid and your repairs done.

Our personal injury lawyers in Brampton can arrange all the needed services so that the client can recover all the costs from the insurance company of the driver who was at fault. Because of this, the clients don’t need to make any claims on their policies. 

What you should know about personal injury claims

If you claim personal injury included in auto insurance, it may be used to decide how much you should pay in terms of premium in the future. 

Bodily injury claims happen when third-party claims are paid out after a car crash happens. When you get injured in a car crash and file claims for the injuries you sustain, it can affect the premium even if another party was to blame. 

If your records have an injury claim, it could mean a high surcharge for that claim compared to the non-injury claims. 

There is a surcharge rate that one has to pay over three years, even after closed claims. Our injury lawyers in Brampton can be instrumental during the whole insurance process. We can guide you so that you get the best possible outcome. 

How personal injuries occur

When a high-speed accident occurs, the impact on the body of any human can be great. This is true even when one appears as if they are not greatly affected. The kinetic energy transfer and the area where it dissipates after an accident makes things bad for the person involved. 

The cars we are driving today have got structural elements that crumple after a crash. The design makes sure that the car absorbs the energy to spare your body. Even with such designs, the body still receives some of the energy, which is why people get hurt in accidents, especially those involving high speeds. 

In most cases, when an accident occurs, the collarbone absorbs a lot of energy when you have a seatbelt on. After this, your ribs will follow, and they can break as they absorb what is left. Broken ribs can affect the delicate organs that are under the rib cage. It is important to note that internal injuries are not visible. This is why someone could appear fine after an accident. 

What follows after the accident is what matters most and what determines what you can claim. It is important to get medical help after a crash. Also, there are times when the person involved in the accident has to stay home or in the hospital until they recover; during such periods, our Brampton personal injury lawyer can be of great help. We can take care of the insurance bit and allow you to concentrate on getting better.

When you get treated, the appointment and treatment costs can be recovered from the insurance company if they were at fault. 

In case the other driver involved in that accident was not at fault or had no coverage, you may have to use first-party benefits for coverage purposes. It is usually a good idea to have some extra protection after you pick your insurance policy. Our personal injury lawyers Brampton, can help you and advise you even before you take a cover or even before an accident happens. 

What policies pay?

Personal injury lawyers Brampton can help you recover some various payments according to the cover you are using and the severity of the accident. You may get:

  • Payments for medical services: this covers any medical care and any other related expenses if you are injured around or in the car and the issue was not really because of you
  • There is also personal injury protection. This covers Medicare, income loss, disability expenses, and any other expenses. 
  • Uninsured motorist protection: this is another payment you can recover. It covers persona medical expenses, Income loss, and any other expenses related to personal injury when an accident occurs, but the driver is uninsured. 

If personal injury claims are filed against personal insurance or driver’s policy, it can impact the premiums. Get in touch with our personal injury lawyers in Brampton for better guidance on handling personal injury claims and have less impact on the premiums. 

About Author

Priashna Singh – Barrister & Solicitor: My primary goal is to manage our client’s expectations and deliver quality legal service second to none. I believe that a client will derive positive value if the benefits from our service, both functional and emotional are higher than the costs. Client satisfaction and loyalty to our brand and are strongly correlated. Quite frankly, loyal clients are unlikely to switch to other lawyers. I always emphasize to all our lawyers that our performance must surpass our client’s expectations. Our firm’s performance dynamic is based on setting high service quality standards and satisfying client’s expectations. We regularly gather feedback from our clients in order to strengthen our relationships and deliver lifetime value. Thank you for visiting our website and we look forward to working for you.

Can You File Suit Against Nursing Homes For Slip and Fall Mishaps?

When we move our elderly loved ones into a nursing home, we expect them to get the level of care that they need for the duration of their stay.

We trust a nursing home’s management and staff to ensure that the daily personal care and medical assistance requirements of our parents or grandparents are met.

It also goes without saying that a nursing home is also tasked with keeping our senior loved ones safe from slip and fall accidents, which are pretty common for people their age.

Still, such mishaps happen in nursing homes. The Public Health Agency of Canada reports that each year, about a third of senior residents of nursing homes suffer at least one fall. Many families of slip and fall accident victims in nursing homes often consider the idea of getting the services of a slip and fall injury lawyer to sue the nursing home for an accident that injured their elderly loved ones. The question is, can you actually sue a nursing home for the slip and fall accident of a senior resident?

Nursing Homes Can Be Held Legally Responsible For Slips and Falls

If you have a loved one who suffered serious injuries in a slip and fall accident in a care facility, you always have the option and the right to file a personal injury suit against the nursing home.

However, you will need to prove in court that it was negligence on the part of the nursing home and its staff that led to the slip and fall accident. After all, the nursing home can always claim that they have done everything they can to prevent such an accident, and that it was simply the deteriorating mobility and sense of balance of seniors that caused it.

Signs A Nursing Home Has Been Negligent

Proving negligence may prove to be difficult, but it will help your case if you can spot signs of a nursing home’s negligence, such as:

  • Absence or lack of safety fixtures such as handrails and grab bars
  • Not addressing hazards like wet floors, defective flooring, and exposed electrical cords
  • Absence or lack of a proper reassessment of a resident’s mobility
  • Hiring unqualified employees
  • Failure to adequately train staff
  • Failure to hire enough people to take care of residents
  • Absence or lack of proper, consistent supervision
  • Not helping residents get to a chair or a bed
  • Rooms and hallways that are not well-lit

What To Do When You File Suit Against A Nursing Home

If you’re convinced that it was the negligence of a nursing home that led to the injuries your senior loved one is suffering, then get an experienced slip and fall attorney to get the ball rolling on the case.

Before you file a lawsuit, it’s best to have your attorney conduct a full investigation to find out what really happened to your parent or grandparent. The results of your lawyer’s investigation will also determine if you have a strong enough negligence case against a nursing home. Once the investigation yields several instances or acts of negligence on the part of the nursing home, it’s time to file a personal injury suit in court.

Your lawyer can then subpoena documents from the nursing home in his or her capacity as an officer of the court. Some of the most important paperwork in relation to your lawsuit include the medical chart of your elderly loved one and any written record that refers to the accident that injured your parent or grandparent. 

When filing a personal injury lawsuit, you will be asking for compensation not only for the medical costs your family incurred after the slip and fall accident but also for the physical pain and mental and emotional distress your elderly loved one had to suffer because of it.

However, do keep in mind that nursing homes accused of negligence and their insurers are likely to defend against personal injury claims as aggressively as they can.

However, as long as the personal injury attorney you have on your side is a skilled and experienced one, you can rest assured that he or she will work to get your elderly loved one the best possible compensation for his or her slip and fall accident.

About the Author

Andrea Williams is the Community Manager at The Law Offices of Alcock & Associates P.C., a premier law group in Arizona that provides legal services to clients involved in Personal Injury, DUI, Immigration and Criminal cases. She enjoys cooking, reading books and playing minigolf with her friends and family in her spare time.

Priashna Singh – 5 Common Myths of Long-Term Disability

Human beings need to work. This is an important ability that we should have if we are to earn a living. Working makes it possible for us to meet all our needs and live comfortably with our families. However, bad things happen at times. You may be involved in an accident or get ill, which renders you incapable of working or doing any meaningful thing. 

When such misfortunes happen, we may need to go off or ask for sick leave. Some are lucky enough to access long-term disability claims. However, a greater part of the population has to deal with insurers who may be reluctant to pay their long-term disability claims. 

There are also instances where the insurer denies the claims made and even cuts off some people after some time. This leaves claimants feeling helpless and trapped. Our long-term disability claim lawyer in Brampton can help in case of such an eventuality. 

The myths

When you find yourself in a long-term disability tussle, you should avoid some mistakes during the dispute. When you demystify the myths involved in these cases, you will be in a position to get justice. Many myths need to be dispelled, and only our long-term disability lawyer with the training and skills can help you regain your confidence and get your insurance. 

Some of the myths include:

  1. When one is cut off or denied long-term disability claims, nothing can be done.

One may feel very helpless when their claims do not go through. However, this is not the end. The insured person still has a lot of power over the company. Many companies play with their clients. However, with a person who understands how things work, you have a great fighting chance. 

Insurance companies cut off or deny claims so that many claimants will give up. That is how they make large profits. This happens even in cases where the claimant is rightfully owed. You should not give up. If you are disabled legitimately and doctors can attest to this, you have a case. Our long-term disability claim lawyer in Brampton can explain your options. 

  • No one needs a long-term disability lawyer to handle such disputes.

This is another myth, and it is incorrect. You do need a long-term disability claim lawyer Brampton We have dealt with many insurance companies, and we have a clear understanding of all legal systems in place. When you face this kind of dispute with an insurer and lack the expertise, you need to seek professional assistance. Think of instances where you have medical issues. You go to the professionals for treatment. The same case applies to law issues. Talk to us and get your case heard so that you can evaluate the options. 

  • When an insurer claims that you don’t have enough medical support for your long-term disability claim, you are out of luck.

This is one of the most common excuses that insurance companies give to their clients. This is when they want to cut off or deny the disabled person from getting paid for a legitimate claim. In reality, the truth counts. When you have qualified doctors to support your claim, then you have a case. You need clear reports supporting your claim. The doctor’s reports are the most crucial thing in a long-term disability claim. Doctors are usually under oath to give valid reports, and they risk getting their licenses revoked should they be caught in a lie. This means that a doctor’s report holds a lot of water. If your medical reports indicate that you are disabled from working, then it is adequate. 

When you bring your medical report to us, we can evaluate it and give you our honest opinion about your case and what you should expect. Consultation may only take a couple of minutes before you decide on the way forward. 

  • You should go back to work lest the insurer cuts you off or denies your long-term disability claim.

This is a myth that makes people attempt to go back to work even before their bodies are fully ready. The person fails because of the disability. Trying to go back to work only makes things worse. They get more injuries or make their illness worse. When you feel you are not able to go to work, and have supporting documents from the doctors, do not attempt to go back until your health is stable enough. 

You should not be pushed around by insurers until your doctors agree that your condition is stable. Insurers may keep pushing you to go back. However, you should not cave in. Take your time to call us. We will handle insurance companies for you as you concentrate on getting back on your feet again. 

  • You can’t hire a qualified insurance lawyer to handle the long-term disability claim because you don’t have money for that.

This is another myth that makes so many claimants opt to suffer in silence. You feel like a lawyer is too expensive for you and so you choose to remain quiet. The truth is that our lawyers do not ask for any payment until your case has been resolved. Our lawyers cover everything and work on percentages. This means that a part of your claims can pay our lawyer fees. 

The fact that a lawyer can opt to do this works to your advantage. Lawyers have a clear understanding of the law, and so the confidence they show can tell you that you do have a case, and you have great chances of a payoff. 

Get in touch with our long-term disability claim lawyer Brampton. This will shed light on all the questions you may have. You also have the chance to evaluate the options at your disposal.  If you feel sidelined after making a long-term disability claim, do not worry. We have lawyers who can assist you in all ways possible. We can help you understand your rights and ensure justice is served.

Priashna Singh – How can Brampton’s Wills and Probate Lawyers help?

When a family member passes away, it is sad and unfortunate. However, it gets worse if that person had property left that needs to get settled. The family members will have to take the duty of getting the property distributed, and therefore they must hire an executor. It will fall into the executor’s hands to get the property distributed and arrange for the funeral. 

Executors do not have the same duties as a will and probate lawyer. Their role and responsibilities start after the individual dies, whereas the lawyer is only essential if there is an already prepared will and estate agreement. However, even the executor needs to hire a wills and probate/estate lawyer to fulfill all the legal duties such as tax work, legal documents, dealing with the court, etc. 

Duties of a Wills and Probate Lawyer

It is always better when an individual drafts a will before dying as it helps the process get smoother and saves the trouble that the family will have to go through. Our Brampton Wills and Estate Lawyer is needed to prepare a will. Our lawyer can scrutinize the will and help in determining whether the signature was consensual or not. They can also offer legal counsel to the executioner or the beneficiaries. 

Sometimes older people with a lot of property get manipulated by the other family members into signing the will agreement. Our lawyer can understand by assessing the will if the deceased person was pressurized or not into signing the will. However, after the person dies, the will is rarely challenged. The challenges or defending are usually done in cases of inadequate witnesses, forgery, or the will provision oppose the law. 

Other roles/duties of the lawyer include:

  • Guidance through the process of paying the debt and other bills of the deceased. 
  • Filing the paperwork and preparing the documents according to the Probate Court. ‘
  • Determining the state taxes, if any, of the estate and land of the owner.
  • Managing the property’s checkbook.
  • Collecting and controlling the life insurance policies proceeds. 
  • Evaluating the property of the deceased thoroughly. 
  • Locating and securing all the holdings of the deceased. 

If the deceased did not prepare a will before dying, the property would be distributed based on intestacy rules. Because the government enforces the laws, the distribution will not fall under the Probate of Will. Instead, it will fall under the Administration of the will. 

In case the executor dies before the departed, then the Probate lawyer will apply for ‘Administration of Estate With Will Annexed.’

If the spouse is alive of the deceased without any heirs, the whole property goes to them. If the spouse is dead or the deceased has no spouse, but has heirs, the property goes to them. According to the Law, the term descendants is referred to all the heirs in the deceased’s ancestry. 

It is our wills and probate lawyer’s job to help the Administration distribute the property and assets of the departed without any fights between the family is both the spouse and the descendants are alive. It can get complicated sometimes. 

The responsibilities of our lawyer include:

  • Our lawyer can help the administrator like an executioner while following the intestacy laws irrespective of the descendants’ motives, spouse, or the departed. 
  • If an individual wish to be the administrator of the deceased’s will, they need renunciations from the departed family. The renunciations are statements affirming the family’s belief in the person and the endorsement of the specific individual being the administrator. 
  • Our probate lawyer should handle all the court procedures and paperwork without involving the relatives who are mourning the loss. The lawyer can also help file and deal with the renunciation statements in the court of law. 
  • Our lawyers should also help the administrator with probate, such as checkbook management, estate taxes, and finding and securing the assets. 

Types of Wills and Probate Lawyers

Generally, there are two types of probate lawyers – Transactional lawyers who deal with probates’ administrative work and Probate Litigators who represent their clients in probate lawsuits. Our Brampton wills and estate lawyers can work on both sides. Our lawyer specializes in either of the two services you require. 

  • Transactional Probate Lawyer –Lawyers who have work experience in trusts and property planning should be hired as a transactional probate lawyer if you need to start the probate process after the estate owner dies. 
  • Probate Litigators – The litigator can help you dissolve any dispute involving the will. The lawyers can also represent you in the court if you are unsatisfied with the executor’s decision or work. Probate Litigators can also help you fight other battles regarding the will in the future. 

Always hire our Brampton wills and estate lawyers  as they are experienced and have a vast knowledge of the real estate law. Our lawyers know the government laws and different disciplines. 

Finding good wills and probate lawyers can be exhausting and challenging, mainly if you handle an estate distribution case for the first time. However, doing proper research and analyzing our lawyers, having discussions with them, interviewing them, and finding out about our previous experience and wins may benefit you while making the final decision. 

Most probate cases, litigations, and administrative works are straightforward for the our attorneys. The time-taking part is the paperwork. However, the lawsuits may get complicated when many receivers of the estate or someone raises a dispute. 

If you don’t have an appropriate familiarity with legal matters or financial issues, you should seek legal guidance of our Brampton wills and estate lawyers

If you go ahead without relevant knowledge, you may get yourself in serious legal trouble. 

 We have a team of expert estate attorneys that can help you avoid all the trouble and oversee the entire process by themselves while giving you the peace and space you need to mourn the loss. Contact our team of brilliant wills and estate lawyers in Brampton for advice and bookings!

Priashna Singh – COVID-19 Response and Reforms to Modernize Ontario Act, 2020 (also called Bill 190)

The Ontario government has passed a new bill on May 12th, 2020, titled ‘COVID-19 Response and Reforms to Modernize Ontario Act, 2020.’ In simple terms, it gets referred to as ‘Bill 190’. This bill is a response to the unique challenges that businesses are facing due to the Covid-19 pandemic. Companies are losing on critical commercial activities, reduced supply and demand chain, and economic losses. These reforms are not for a short period that aims at just recovering these losses. Instead, the reforms will help the businesses acquire greater profits and overcome the technological and commercial challenges that have been accelerated by the coronavirus. Even though some reforms were added to the bill as temporary, they might be a part of the law for times after Covid-19. 

Bill 190, in simple language, seeks to remove the red tape in Ontario, i.e., the excessive regulation to the formal rules, and allows flexibility to profit the businesses. Notary certification and Corporate meetings are being allowed in the region now. 

New Regulations

A few of the recent amendments and policies for Ontario organizations that are now allowed are:

Allowing – 

  • Remote notarization of documents via technological means by a paralegal
  • Forms getting remotely notarized by paralegals
  • Virtual meetings through an electronic means or telephones
  • The director/registrar/minister to specify electronic means to file papers
  • Extension of deadlines for firms to hold yearly meetings or calls
  • Electronic signatures on official documents instead of hand signatures for official filings
  • Submission of documents, article, and application copies as compared to the old rule of original copies

These new modifications intend to reduce human interaction and the obligations of our government services. It helps individuals to get their work done while staying at home and avoiding the virus spread. Many people who stepped out for government work during Covid-19 can now safeguard themselves and their families. Another advantage of these reforms is that people are more dependent on the digital world, which adds to the digital economy and makes things more efficient. Many professionals have come out in support of the recent improvements such as the Law Society of Ontario. They were in support of more virtual interactions and digitalization of official papers from before the Coronavirus pandemic. If you need a Business Lawyer for Brampton to guide you through all the new reforms and adjustments, contact us!

Advantages of the new reforms

The new amendments have various benefits to the new ‘normal’:

  • Ontario will get considered more modernized now because it is adapting to the digital world.
  • The digital economy might improve due to better online facilities offered to businesses.
  • Prevents the spread of coronavirus by reducing human contact and emphasizing virtual communication. 
  • If you are a Brampton Business Lawyer and you were scheduled to go to another city for notarization, you no longer have to. You can assist your clients over the digital platform without stepping out of your house. Therefore, the changes help lawyers expand their client base and geographical limits. 
  • The lawyer-client relationship is improved and effortless. 
  • Decreases the load up on our over-burdened government.
  • It reduces citizens’ trips to financial institutions. 
  • Allows consultations over videos and will enable paralegals to work in the same manner as lawyers while notarizing.
  • The business owners will now have more time to schedule meetings and discussions. 
  • The reforms might exist even after Covid-19 ends if they prove to be helpful and sustainable. 

Disadvantages of the new reforms

While new amendments have plenty of advantages, there are also some disadvantages:

  • People facing technical issues or lack of online resources might find it difficult to communicate online or use the new developments. 
  • Shifting and building online facilities while trying to balance between reliability and accessibility. 
  • There are more fraud risks now as everything is online, where private information is getting shared, and the authenticity of the signatures cannot get verified. 
  • It will be harder to provide equal high-level services and resources to all the clients while ensuring that everyone’s needs get fulfilled. 
  • Service providers and customers will face more technical difficulties and network issues, which might delay their work and result in frustration among the masses. Many people might also not have access to electronic media platforms. 

However, the government and experts believe that the gap between the masses and the disadvantages can get eliminated by education, training, better communication channels, and increasing online security. The US has 43 states with online facilities such as notarization, and Ontario still falls behind. 

 Business Lawyers

While the new reforms have made it easier for the citizens and business owners, it is still hard to get work done sometimes, and you need the assistance of lawyers. Corporate Lawyers help you with partnerships, projects, and legal transactions. They will guide you through the procedure and make sure that you abide by the city’s rules and regulations. 

If a company gets into legal trouble, the lawyers will represent you during court proceedings. They will prepare the legal documents, make the partnership deals, negotiate with other companies on your organization’s behalf, and formulate its position and policies on legal issues. 

Business/Corporate Lawyers can get hired by organizations during specific cases or full-time. But it pays off if you have an expert team of full-time lawyers as they can sustain the company through thick and thin, and when an economic crisis or legal crisis hits, they can assist you. Often, corporate company lawyers are also a part of the strategizing process so that the management and heads can make smarter decisions that can increase the profits. 

Having an experienced lawyer pays off in the end. You get the best legal advice and understanding of where your interest lies. We have a team of lawyers that excel in business law. They understand and address all your grievances and support you. If you need assistance or advice about the legalities, documents, or the procedure, contact our Business Lawyers in Brampton. We assure you of quality services.

Priashna Singh – Benefits of Collaborative Divorce

Getting a divorce through the traditional method of fighting against each other for your independent demands and interests that benefit you individually can be a long, tiring, costly, and ineffective process. This fight can go on for months without an end to it. 

The new Collaborative divorce is a more comfortable, cheaper, and effective process that can get you both divorces in a shorter duration while respecting your needs and interests. This process involves both parties signing a ‘Participation Agreement,’ which aims at a mutual agreement satisfactory to both parties without litigation. It depends on assuming that the sides have similar or interdependent demands and can commonly decide their benefits. There are many divorce lawyers in Brampton that can help you with the process. They allow you to recognize the advantages and disadvantages and support you in various aspects. 

For any collaborative separation to work, the sides should listen to each other, understand their point of view, talk about what works for them and the kids (if any) and reach a mutual agreement. It is essential to understand the numerous benefits of this method, and we are here to enlighten you about them. 

  • Protects your relationships

Collaborative Divorces require you to be mindful and respectful of your partner’s needs and demands, allowing you to have a better relationship with your ex-spouse after the divorce. You get the opportunity of maintaining a better equation with them and still be a part of each other’s life. In traditional divorces, the fight can get ugly and draining, which makes you despise your partner. It also prevents family and friends from having to choose sides between the two. Collaborative separation has no formality; therefore, the sides get equally involved and develop safe and creative ways of meeting their requirements while acknowledging each other. 

Another significant benefit is that if you have children, then throughout the process, the collaborative method protects the emotions of your children, and they recognize that their parents aren’t fighting against each other. It assures them that the final decision will be by their family and not the judge. It also makes them feel secure, and they don’t have to choose sides. Collaborative divorce helps you both to co-parent healthily. 

  • Saves money

As compared to the traditional method of divorce, Collaborative split is cheaper. Both parties hire their lawyers and investigate the information, which requires them to pay for discovery in conventional divorces, and they also must incur trial fees. Collaborative divorces only need you to pay for the lawyers and the specialists. There is no discovery fee as the financial information and other details stand mutually disclosed. The sides have a mutually agreed decision on what they will be willing to reveal and what remains private. 

Therefore, this process is less expensive and saves you from spending a lot of money on the divorce, and protects your private information from going public. You can contact our Brampton divorce lawyer who practices collaborative law, and they will charge a nominal fee that you and your spouse can afford. 

  • Control of the process

Unlike a traditional divorce, collaborative separation doesn’t have a court trial as there is no litigation. You and your partner have more power over the procedure. You can frame the conditions, the alimony, child custody method, property division, etc. according to what suits your needs. More control allows you to have faith in the process and helps you prepare for the future rather than fighting about the past. You also get awareness about yourself and the relationship. You understand the mistakes which can help you move on in your life healthily. 

Traditional divorces can get disturbing and increase anxiety, stress, and expensive. You also get the opportunity of keeping your divorce private without any information going out as there is no public court record. Without making the efforts of showing up for a trial and skipping the process of discovery, you get to shorten the process. The parties can mutually decide the time that works for both and determine their fate without depending upon a court judge. 

  • Guidance through the process

Whenever you apply for a divorce, some questions come up and make you unsure. Am I willing to disclose the information to my spouse? Do I want an amicable split? Should I think about my partner’s benefit, and will I maintain my side of the agreement? Do we want our divorce to be a private affair? When these questions come up, you need someone to guide you through the process and advise you on the right step in the situation. Our Brampton divorce lawyer will be with you throughout the process and help you understand if a collaborative divorce is the right choice for you. In some cases, traditional divorces are better, and you should know about all the pros and cons of the conclusion you make. 

Always be 100% sure about what your plan of action will be. If you have any confusion, don’t be afraid to talk to your lawyer or specialists about it because you are paying them. The lawyers must inform you about all the legal implications and procedures. They should try their best to think about each side’s views and encourage their clients to decide accordingly. Incase the collaborative method falls through, the lawyers cannot continue to act as their client’s advocate. Collaborative divorce cases aren’t a win-lose case for the lawyers. Instead, it is supposed to be a win-win situation where both parties get what they want and have a peaceful separation. 

Divorce can get challenging and may take a toll on your mental and physical health. Collaborative Separations help you move on in your life civilly and respectfully. You get more peace, privacy, ease, and control over the entire process. However, always remember that nobody can help you if you are not willing to help yourself first. Both you and your partner will need to put in equal efforts to reach a satisfactory conclusion. 

We have a fantastic team of collaborative law professionals trained to fulfill your needs while protecting your emotions. Contact our separation lawyers in Brampton that care about you and your family and lets you have a smooth divorce. 

Priashna Singh – Personal Injury Lawyers – The Best Lawyers in Brampton to Protect your Legal Rights

Misfortunes and accidents are considered very common happenings, which bring on many pain and difficulties for anyone. Not only in accidents, but personal injuries can also be in any form. It takes a serious turn if someone else is the cause of any harm. 

In such a situation, it is important to reach out to a personal injury lawyer in Brampton to identify and preserve all the legal rights related to personal injury. 

Significance of Personal Injury:

To understand the legal importance of the personal injury law, it is important to get in touch with an injury lawyer in Brampton to help identify all the rules and regulations. 

Our firm consists of professional personal injury lawyers who can help you concerning any issues related to personal injuries. 

In addition to motor accidents, other accidents like slip and fall that cause harm or pain to a person come under personal injuries.

Generally, another person is responsible for the sorrow or pain of the victim. Therefore, such cases fall under the category of personal injuries. It is necessary to contact the best personal injury lawyer in Brampton to carry out the legal proceedings as soon as possible. This will help the victim to overcome the losses incurred during the accident. 

According to the law, the person involved in causing harm and misery should compensate all the medical expenses for the victim. In addition to medication, the person’s insurance company should pay all other expenses to help overcome all the sorrow and suffering. If his earning capacity has been affected by the personal injury, then he should be adequately compensated to restore him to the situation which existed before the injury.

Role of a personal injury lawyer:

Generally, a Brampton personal injury lawyer works according to the law provided for personal injuries.

We are an expert team of professional lawyers with a lot of experience handling personal injury cases for a long time. 

A personal injury lawyer in Brampton is responsible for handling all kinds of personal injury cases in the eyes of the law. The lawyer must present a personal injury case in the civil court so that justice is served. 

The person who is the cause for harm is found guilty through several court sessions under the supervision of a personal injury lawyer.

If the issue is not very severe, lawyers also try to carry out a settlement without presenting the civil court case. 

For additional details, you can contact us and get in touch with our team. Our experts are well-educated and capable of providing the best advice and legal guidance of almost all kinds of personal injury cases. 

Methods for dealing with personal injury cases:

There is a drastic increase in the number of personal injury cases in recent years. Such cases are not very easy to handle, especially from the victim’s point of view. 

Personal injury lawyers in Bramptoncollect all the facts and figures about the case before making any official legal proceedings. After collecting all the information, a detailed study and analysis are carried out to thoroughly understand the case. 

Our firm consists of a capable set of lawyers experienced to handle any personal injury case in the right way. We provide the best legal advice and guidance that is beneficial for all.

Given below are the basic methods which can be achieved based on the advice of personal injury lawyers, based on the severity of the case: 

  • Filing a lawsuit: Filing a lawsuit is a procedure in which the victim files a case against the person or business in the civil court responsible for the accident. The victim may file a complaint stating the entire issue that caused harm and suffering. In this method, the victim should provide all the necessary evidence or proof to file a solid complaint. The lawyers analyze all the pieces of evidence provided and then proceed further with other legal formalities.
  • Settlement: This is considered an easy-going method as the victim does not file a complaint against the person responsible for the harm. Instead, a settlement is initiated in the presence of all the members involved in the personal injury case. All arguments are solved through conversations, and the case is settled through money or other valid policies. 
  • Negotiation: Negotiation is also involved in this method of dealing with personal injury cases. Finally, an agreement is also presented stating that both the parties would not indulge in further legal proceedings such as filing a lawsuit.

While a settlement might seem to be a better option, it is not always suitable. On the other hand, filing a lawsuit has a limited period. To follow the first method for filing a lawsuit, there is a time limit to file a case against the opposite party. After a certain period, the victim will not be eligible to file a civil court complaint. The period starts when the victim is harmed or caught up in a personal injury case. Therefore, it is important to follow a Brampton personal injury lawyer’s adviceto take the right steps and settle the case.

Why choose us?

We are a reputed firm with top personal injury lawyers in Brampton. Our expert lawyers have solved thousands of personal injury cases on time without any delays. Our lawyers dive deep into the case’s roots and consider all the proof and shreds of evidence submitted by both the parties. Based on the case’s nature, a suitable method is suggested to generate great results.

We have received a lot of appreciation and support from thousands of clients who have been victims of personal injuries. Our experts possess sound knowledge about the laws which have been formulated to resolve personal injury cases. If you want a piece of detailed information about a lawsuit or want to file a complaint in the civil court, you can reach out to us. We will provide the best legal advice and guide you through all the legal proceedings. 

Priashna Singh – Why you should not appeal an LTD claim denial?

Introduction 

There are moments in life when health becomes an issue, and we can no longer perform important duties that are important to our livelihood, our well-being, and our occupations. This is why so many employers take the initiative to offer their employees long-term disability insurance as part of their employment benefits. 

However, most disability insurance carriers usually get very aggressive and deny even the most legitimate claims to protect profits. 

The workers need to take a lot of care during the filing process. They should ensure that the initial claims are made comprehensively and that they are strong and well-documented. This helps to counteract the tendency of insurance companies turning down even the most valid LTD claims. 

When you think of buying insurance, it is usually for your peace of mind. Insurance companies are great at assuring you that things will be catered to. However, like all other companies, the main goal of insurance companies is to make some money. This is achieved by selling products and not paying out claims. As a result, so many people with valid coverage claims are turned down. There are also instances where these claims are first investigated over unreasonable periods. In the end, insurance becomes a conflicted and stressful process. 

Can a lawyer help?

When you file a disability claim thrown out, things can get very frustrating in the end. When an insurer denies a claim, it is usually for a reason. By understanding the reasons behind the denial, you have a better chance of appealing and getting the justice you deserve. 

By contacting a long-term disability lawyer, you have a great chance of winning and getting some justice. Long-term disability claim lawyers in Brampton are your best chance to get justice and a payoff that you deserve. When you find yourself in such a situation, getting in touch with a specialized lawyer in this field is the best thing you can do for yourself. The lawyer can offer great help when your case is being investigated/ when you are cut off, or when the claim is thrown out. 

We have lawyers with many years of experience in this area, and we can help you with the whole process of getting your claims paid off. We deal with all types of clients and are not intimidated by the insurance company’s size in question.

We understand exactly how insurance companies function and how they operate. We all understand why the same companies make some decisions and exactly how a client can enforce his or her rights. Our long-term disability claim lawyers in Brampton understand the insurance companies well. The lawyers have experience with non-jury and jury trials. These are lawyers who have dealt with claims that are not only complex, but also the ones that are worth millions of dollars. 

Contacting our long-term disability claim lawyers in Brampton is a smart idea because insurers tend to make some very basic errors during the claim-processing phase. It may be impossible to get the insurer to accept that they made a mistake and correct it. The errors can be difficult and can take a lot of time to be used in other ways. Our lawyers can help in these cases. They can assist with all sorts of questions regarding the filing process, appeals, and so on. They can guide you towards the right path and get you the kind of compensation you deserve. 

If an insurance provider cites different reasons regarding their decision to deny your claim, you need to talk to us. We can offer you guidance regarding the steps to be taken to make things better for you. 

Fighting disability claim denials is something that our lawyers have experience with and can offer you the best assistance. 

Should you appeal a long-term disability claim?

When you get your claim denied by the provider, the most likely scenario is that you will get an invitation letter to appeal the decision that has been made. Appealing may sound like the best idea at that very moment. However, we do not recommend it. Even when the insurance company makes this kind of offer, you should not take it or engage them. 

You should not appeal a claim denial with the company because the entire process may be handled by that same company that denied the long-term disability claims you had filed. This means that the odds are not really in your favor, and the results could be pretty much the same. 

The interest of the insurance company may not change over the appeal period. These people may still be out to make money for themselves and deny even the most legitimate claims. They may also be trying to limit the amount that is paid out. 

This should tell you that appealing a decision made initially by the same company might also be denied the second time if the same people listen and make the decision for the second time. It is highly unlikely that the same insurance company that threw out your claim in the first place will now reverse the decision and rule in your favor. That would make them look bad. 

There are instances where the insurance company uses the appeal process to make sure you run out of time to file legal complaints against them. They can do this by asking you to make multiple appeals. Different jurisdictions have different time limits in which you can place a claim on certain matters. When the time lapses, you may no longer be in a position to make any claims and get compensation through legal instruments. 

The limitation period There is a very strict time limit set once the claim has been denied when you need to file a lawsuit against the insurer. Our Long-term disability claim lawyers in Brampton are your best bet in getting justice and situations dealt with the right way. Do not take too long. Our lawyers can get things done right and within the stipulated time. 

Priashna Singh – Is Pain and Suffering Awarded After a ‘Minor’ Car Accident?

When car accidents happen, the injured person (passenger or driver) usually files a complaint with the police or a lawsuit for the expenses incurred on the damages, insurance, and pain and suffering. Bills or expenses like medical fees, prescriptions, and injuries are easy to prove as documents are available. But the challenging part is to get compensation for the ‘pain and suffering’ expenses. 

The trauma that an accident can cause to someone’s mental health is enormous. People get scared of sitting in cars or driving. They get anxiety when they are on the road and even PTSD in some severe cases. People involved in car accidents have their life flipped. Everything changes instantly, but because these changes are more psychological, it is harder to prove them. It is even more problematic when the car crash happens with a minor in the car, yet the mental effects are prominent. There are times when total compensation for the economic damages is lesser than that for pain and suffering. 

If you live in Brampton, you should take the advice of a personal injury lawyer in Brampton to decide your next step. However, it is crucial to know the basics of these accidents, and we are here to assist you in gaining perspective. 

Pain and Suffering Compensation

Any hurt that you experience during an accident should get compensated for in monetary terms. Sometimes the ‘minor’ accident is not as minor as it sounds. The accident could look small in tangible ways. The damage that occurred to the vehicle may be less, but according to reports, accidents that can cause severe physical and mental injuries can happen at as low as 5 miles/hour. The car could look fine, but you could get seriously injured. 

During any accident, the real damages that should get compensated are physical and mental ones. The emotional distress caused during an accident cannot be measured substantially, but only the individual understands what they are going through. E.g., suppose a car owner gets burned in a collision. In that case, they will seek reparation for the discomfort, medical treatment, any new permanent limitations to the individual’s way of life, and the distress misery of suffering the burns. However, it can get tricky with the law. Therefore, you should always hire a Brampton personal injury lawyer.

How does it work with the law?

Here, the law is different for different states. In most states, the person who caused the accident or the person whose negligence caused the physical and mental injuries is held responsible. They should bear all the charges and pay for the damages to the vehicle and the individual. It is called the fault-based liability system. 

However, in some states, pain and suffering is a ‘no-fault insurance claim.’ According to this claim, no individual can compensate for their injuries and damages unless the total medical bills cross a specific monetary limit set by the law. The rest of the states follow the ‘serious injury’ rule. You cannot claim until you prove the seriousness of your injury. But most states follow the fault-based rule. Therefore the reparations are obtainable for minor crashes too. 

Calculations/ How to pay or ask?

There is no hard and fast rule to the amount of damages money you will get. The basis of determination is the severity and the brutality of your injuries. The more serious the wounds, the higher the pain and suffering and, therefore, more compensation. If you get multiple fractures, then, of course, you will be paid more than the one who only bruised their face. The standard rule is that the insurance company will multiply the total of your medical expenses and bills to a number between one to five. They will examine all your grievances – mental and physical before deciding the number. 

Whenever you and your injury lawyer in Brampton discuss and decide on an amount, make sure that it is valid and explainable. The other party will always ask you to rationalize and explain the amount you agreed upon in the demand letter you sent to the person who caused your accident or the insurance firm. 

Proving the pain and suffering

Unfortunately, the law requires you to give reliable proofs of your pain and suffering. There are some impacts you can talk about to substantiate your problems. The daily activities getting affected due to the grievances, family disturbances, inability to work and earn, physical limitations, substantial medical bills, and mental distress to your loved ones, and you can get considered proof of your anguish. However, sometimes these demonstrations aren’t enough, and you need a personal injury lawyer, Brampton. 

Is the fight worth it?

The procedure of getting compensation for your injuries can get time-consuming and mentally and physically draining. You have to make sure that you have the energy, resources, time, and an excellent lawyer to continue the fight because legal processes usually take a long time. If the case with the insurance company or the other driver goes unsettled, you will need to take it to court, leading to litigation. Litigations and lawsuits can get ugly and stressful. You will also require a deposition, which can get exhausting. 

 If your injuries are minor, such as knee wounds, you should reconsider getting involved. However, if your life has drastically changed and your medical bills are out of your comfortable paying capacity, you should ask for what you deserve. 

Legal Advice

Legal measures are usually frustrating, dreadful, time-consuming, lengthy, expensive, and frightening. Therefore, before hiring a lawyer, always consult various lawyers before choosing the one that is right for you. Lawyers will guide you throughout the process and will improve your chances of winning. Usually, when you hire a lawyer for car accident cases, they will charge a certain amount of their compensation. These lawyers work on a contingency basis, and they understand that by increasing your recovery amount, the amount in their percentage will also grow, and they will earn more.

If you need the best personal injury lawyers Bramptoncontact us. We promise to give our 100% and increase your chances of winning. 

Priashna Singh – Divorce Lawyers in Brampton: Is collaborative divorce better?

Are you going through a difficult situation in your personal life? Our family lawyers are willing to assist you in any way we can. Family law is a domestic law field where we will advise you on matters related to family relationships, such as divorce, parent-child relationship cases like emancipation or adoption, or even issues of finance concerning domestic affairs. Our family lawyers will be with you every step of the way by providing you with all the help you need in your family disputes. 

If you need a divorce lawyer, then our experienced separation lawyers in Brampton will guide you through the process. We are sensitive to your demands, and we understand the complexities you will face, and we will represent you in the best possible way to get a quick and painless positive outcome. 

So what are your options if you want to get separated from your spouse?

There are two pathways you can follow. One is the traditional adversarial court method. You and your spouse will appear before a judge to plead your divorce case, divide your assets, claim child custody if needed, and other similar methods. A newer, more recommended method is the practice of collaborative family law where the separation is kept out of court, and all issues are discussed between spouses with the utmost communication, consideration, and respect. 

Suppose you choose the first method of obtaining a divorce. In that case, our Brampton divorce lawyers will advise you on how to separate your assets and make claims accordingly, along with discussing custody of your child (if any) as well as a division of you and your spouse’s house or business (if any). We will prepare you for conflict and will strictly maintain the confidentiality of your demands until the court proceedings commence. We will work in tandem with our business and tax lawyers, if necessary, to form an appropriate settlement. 

Collaborative family law discourages outright litigation and hostility between the parties. If you choose this, we will hold multiple meetings with your spouse and their legal representatives and reach a mutually beneficial agreement without the hassle of a long court process. 

In the collaborative process, both parties are expected to schedule and attend settlement meetings where all the issues to be resolved will be listed and tackled one by one. Communication and respect for each other are key. We strive to maintain harmony between the parties as we negotiate to reach a mutually agreed settlement.

We will employ methods of negotiation and arbitration and third-party mediation to settle any deadlocks in the process. We will also seek the advice of relevant professionals such as property evaluators, tax professionals, child psychologists, or commercial attorneys to settle each potential point of conflict ranging from child custody to the division of the house or business. 

Furthermore, the entire process is entirely private, and the meetings will be scheduled in your lawyers’ offices. This protects you from resolving your case publicly, and direct communication with your spouse with lawyers present reduces chances of fatal misunderstandings or aggressive correspondence. This process is also estimated to be more cost-effective, as issues are likely to get resolved sooner without the need for drawn-out court battles. 

No matter which pathway you are more comfortable with choosing, our divorce lawyers in Brampton are well-trained in managing complex issues, and we assure the best possible outcome for you and your spouse.

We will also bring to your attention that getting your divorce decreed without going to court is impossible, as we require a judge to pass your divorce order. However, in the adversarial court process, both parties will need to frequent court hearings as scheduled. In contrast, in collaborative practice, you need only go to court with your spouse after all pertinent issues are resolved to get a divorce through the joint application.

So what exactly do our attorneys assist you with?

The right to legal representation is fundamental to every citizen, and we aim to bring the option of obtaining stellar legal advice to every home in Brampton. Our legal teams encompass most areas of law, ranging from civil to criminal, corporate to family. We will work with you through every legal process stage, including offering services such as negotiation and arbitration. Our committed goal is to get you the best possible outcome in the shortest possible time, and your attorney will prioritize your case to achieve the same. 

In the present case of a divorce, our process remains largely similar. Still, we offer you the flexibility to choose the medium through which you want your case to proceed, whether you would like to settle your divorce exclusively in court or through outside settlements conducted privately, as discussed before. 

Our typical way of proceeding through cases is: 

Communication- We communicate with you to the fullest, with the utmost client confidentiality rules in place to obtain as much information as possible to build our case. 

Information gathering-After we have received the case baselines from you, we do our own research if necessary. We gather information from witnesses, secondary and tertiary sources.

Compiling-We compile all our data to form a complete case file that all the attorneys will thoroughly read.

Research-We research the relevant rules and laws to ascertain the nature of our argument. We remain in communication with you to inform you of how we will proceed with your case and if you have to perform any action.

Argument-We form our argument and deliver the same in court. If you do not want court prosecution, we represent you in any form of out-of-court settlements.

Appeal or accept the outcome-We continue the process if necessary, or we deliver you a verdict that is hopefully favorable. 

We hope that our Brampton separation lawyers have elucidated the entire process for your best understanding. We are aware of how emotionally taxing obtaining a spousal separation can be. We are well-equipped to handle all the possible issues that may arise, ranging from a breakdown in negotiations to disharmony between the parties to insufficient communication. Our vast experience serves to reassure you that we will fulfill our duties to the highest standard no matter what is required of us.

Priashna Singh – Reasons why insurance companies deny long-term disability claims?

There are several reasons why an insurance company would deny a long-term disability claim. They include:

  1. Insufficient documentation, especially medical-related

The rule that exists when you want to submit a claim for long-term disability benefits is to give complete and thorough medical documentation. This documentation needs to show the condition you have that renders you incapable of working. Medical records are the backbone that you need to hold the disability claim together. If you cannot provide all the subjective, objective, and pertinent medical records required by the insurer, your claim is denied. You may not have the documentation because you failed to get it, or you did not get the necessary treatment for them to be generated. 

In such an instance, the insurance company can simply state that medical documents you have given do not support the claim that you are incapable of working due to a disability. There are instances where the company may take advantage of the situation and fail to explain why the said documents are not sufficient, even after they are produced. A treatment provider and doctor should be in a position to support and verify the disability claim to make it easier for you to access the policy. 

  • You are not entirely disabled.

There are regulations set out by relevant bodies that aim at defining the meaning of the disabled in the context of getting benefits. In broad terms, most plans define it as an accident or health-related type of injury that makes it hard or incapacitates you from handling some important duties related to your occupation. It all lies in the details. It is important to review the policy you are currently using to clearly define the term disabled, even before you place a claim. A lawyer can help you review the group certificate or policy before you make the initial claim. 

Insurance companies sometimes use the term not completely disabled to avoid payouts. However, the term disabled does not necessarily mean that you are in a coma or suffer from paralyses or stroke. It also does not mean that you have undergone an intense brain injury. It simply means that you are limited in handling many aspects of the occupation or any other kind of occupation suitable for the kind of education, experience, and training you have. Our long-term disability claim lawyer in Brampton can help you figure out what is needed. We can give you the guidance that you actually need to get a payout. 

  • You can handle the work.

Some people get cut off just before they hit the two-year mark of the policy. This is because the company assumes that they can simply get into a different occupation. This may not be the case, and it may not be what the doctor advised. When you get a skills assessment that has been conducted by the insurer, and it is not the same as what the doctor advised, it is time to contact our long-term disability claim lawyer in Brampton

  • Dispute on the severity of the condition

Different health conditions get severe as time progresses. There are instances when they get disabling at a certain point in the lifespan of the condition. This is another reason why the company may not agree to honor claims and pay off. They may disagree with the assessment given by the medical practitioner regarding how severe the condition is. These kinds of disputes are usually very subjective. For example, when the main issue is pain, a condition can be put under many scrutinies and can face a lot of opposition. There are also instances where the claims are self-reported, like when someone has fibromyalgia, chronic fatigue, and migraines. Such issues have very limited benefit periods of up to two years. This is one of the reasons why thorough and accurate claim documentation is so critical. It is also one reason you should consult us for assistance in these matters since we know everything about filing claims. 

  • Insurer investigation

As earlier noted, insurers are also in the business to make a profit. This means they are not going around paying people off blindly and without considerations. Long-term disability benefits involve quite significant payouts. This is why insurance companies try hard to limit exposure as far as finances are concerned. It is common for insurers to send their investigators to the community or homes to find out more about the disabled person and whether the claim they have filed is indeed true. This leads to surveillance of the claimants, and it involves recording videos while going about your daily duties. 

They may show evidence of you doing your normal day-to-day activities that could be inconsistent with the claims made. The main issue with the collection of this kind of evidence is that it can be misinterpreted. You need to talk to us about what you should and should not do in public once you have submitted a claim. Our long-term disability claim lawyer in Brampton can advise you on what to expect and what you should avoid doing. 

Once you have placed a claim and say you cannot complete certain tasks, the insurance company could send out their videographers just to follow you and take videos of you doing some things you claimed you could not do. The videographers can exaggerate and misinterpret the evidence to favor the company and avoid payouts.  Social media is yet another area where you can be misinterpreted. Most users depict live versions that are almost too good to be true. People want a curated kind of life to show off to the world. When you are seeking long-term disability compensation, this kind of display can work against you. This is because investigators can go through all channels, seeking evidence that can be interpreted to mean that the claims made are illegitimate. Therefore, the claimant should stay off social media as much as possible, especially when making a claim. 

Priashna Singh – Five Common Legal Issues Faced by Canadian Business Owners

If you own or operate a business in Canada, our world-class business lawyers in Brampton have formulated a list of common legal issues you are likely to face in the course of your business. Our lawyers are highly experienced in all of the relevant fields, and should you require legal help ensuring a smooth future for your business, contact us. We have experience working for all types of businesses, large and small, along with relevant experience in fields such as employment law, contract law, commercial law, bankruptcy, trades, taxes, and intellectual property.

All advice given to you will be tailored to fit your needs. For example, the degree of being affected by legal issues depends upon the size of your business. If it is large, then the goal will be to minimize damages and harm to reputation. Still, it might be wiser for smaller businesses to avoid litigation threats altogether and avoid going to court. Settlements conducted out of court or arbitration or negotiation might be crucial, and our attorneys are trained well in all these areas. 

Without further ado, we will list the five common legal issues faced by business owners in Canada, along with an introduction to the functions of business law and why our business lawyers in Brampton are the perfect legal representatives for your business.

  1. Employee Issues – Employees in Brampton have stringent rights bestowed upon them by the law, especially by the Ontario Human Rights Code and the Employment Standards Act. For instance, though you may be entitled to ask for a doctor’s note stating that your employee cannot work due to medical reasons, you cannot lay them off for taking leave from work without sufficient reason that will hold up in case of a wrongful dismissal plea. If you have to ask your employee to resign, guarantee its enforceability through a signed contract to ensure legality. Our Brampton business lawyer will be glad to help you draft employment documents of sufficient clarity of necessary terms. 
  • Contractual Trouble – It is not unlikely to encounter trouble completing your contract or having another party fail to uphold your contract. In case of violation on your side, you might be liable for hefty damages. To avoid contractual disputes, it is wise to have an attorney look through its terms and present you with a clear idea of your duties. You can also seek advice based on force majeure clauses if your contractual obligation is rendered unfulfillable by an act of God, i.e., a major unforeseen event beyond your control. Our business lawyers for Brampton specialize in the law of contracts and will be able to give you essential advice to protect your business.
  • Harassment in the workplace – Do not take racism/sexism/homophobia or any other form of harassment based on any of these issues or even on other bases like religion or background lightly. Equality and employment laws protect all your employees from harassment of this sort, and you must resolve the issue as quickly as possible. Do not let the offender go unpunished, and consider termination in serious cases. If the victim files a lawsuit, the name of your business will be tarnished. Criminal issues like sexual harassment must be appropriately handled, and our attorneys will provide you with knowledge of what steps to take. 
  • Insufficient screening of employees – All your employees must hold valid papers giving them the right to work in Canada. The Government can and will conduct immigration audits to ascertain if your business employs illegal immigrants, and if any of your employees possess falsified documents, you might be held liable. To avoid this, conduct background checks and seek our specialized lawyers in Brampton in the event of discovering falsified documents.
  • Customer Lawsuits – Customers have the right to file a lawsuit against your business and gather support from consumer protection groups if there is an unfulfilled promise, insufficient quality of service, or faulty product that has been sold to them. These lawsuits deal considerable monetary damage along with blighting your business’s reputation and will lower customer trust along with affect willingness of other parties to work with you. Ensure quality in your products and services and avoid promises that are difficult to uphold. If such a lawsuit has been filed, we will be happy to represent you in solving the issue as quickly and painlessly as possible. 

Why are we the best choice of business lawyers in Brampton?

We believe that to be a good business lawyer, one must have corporate knowledge and awareness of the commercial word along with knowledge of the pertaining laws, and we often advise businesses about trademarks, mergers, and acquisitions, real estate, employment, and securities, some of which are relevant to every business. 

Important qualities in our business lawyers in Brampton include a deep knowledge of businesses’ workings, especially their operations and validity in sync with the corporate law. We make concerted efforts to always educate ourselves on outside trends and developments that may affect businesses, such as the current business market or legislation passed to affect businesses directly. We are proud to demonstrate strong communication skills. All our lawyers know what it means to be forward-thinking, always prioritize the business’s future, and be flexible and quick-thinking in adapting to the business world’s dynamic nature. 

Prior business law experience is a necessity in large-scale legal issues, and we are proud of our experienced team of business lawyers in Brampton. They possess all the required corporate, administrative, managerial, and interpersonal skills to excel in this field. 

Therefore, combining all our above strengths, we are confident in our ability to represent your business on par with world-class standards. 

What will we offer you?

As your legal representative, we will bring to the table strong skills in communication and negotiation along with the ability to think creatively, work hard, pay attention to detail, and display analytical skills in all our interactions with you. We realize the importance of working with other teams, especially in complicated transactions. So we have emphasized resource management, development of interpersonal skills, and value compromise and flexibility our the line of work to not compromise with achieving the quality you expect from us.

Priashna Singh – Personal Injury Claims during COVID-19: Is it Possible?

COVID-19 has served as a big blow to the world. Whatever the age group, no one is exempt from its impact. It is a crucial time for all of us, therefore, people should take extra care of themselves during this pandemic. If you suffer any injury, then it is advised that you pay immediate attention to it and seek medical assistance. Do not neglect your injury. Get in touch with a doctor for a better assessment and treatment.

If meeting in person is not possible, you can always choose a phone consultation with a doctor. A video call can also help in these situations. The important thing is to tend to your wounds because your health should be the utmost priority at any time. If you suffered an injury at work, then it is essential to notify the occurrence to the employer as soon as possible via post or email, whichever is accessible at the moment. The notice should be sent regardless of whether or not the business has been closed down due to COVID-19.

In case an injury occurs due to third-party or several parties’ interventions, then you should notify them in writing within the month that the incident took place. The time limit extends to a month and it is valid in the lockdown. Therefore, the fact that you have to be at home should not stop you from filing a personal injury claim. A personal injury lawyer in Brampton is available at our law firm who is ready to take on the case for you.

If you have been in an accident or car crash lately, then it is advisable that you collect enough evidence to prove your case in court. These include the exact location where the accident took place and details such as the time when the accident took place. Witnesses are a major element of evidence as they can testify to the whole incident. Therefore, you should do a thorough check of whether or not there were witnesses at the scene because they can help you later by testifying in court. Reporting this accident within 48 hours of its occurrence is also important, especially in cases where it is doubtful whether the vehicle that caused the damage was insured or not.

Another piece of evidence that you must preserve is all damage – small or large – that occurred to the vehicle as a result of the car crash/road accident. If possible, note down the names and addresses of the drivers, their insurance details, and vehicle registration details of all the vehicles involved in the incident because all this information counts as valid proof for your case in court.

If the accident or personal injury occurs in private premises or a public place, then it is your responsibility to notify the owners of the premises of the incident. Check whether there were any witnesses around that may have observed the scene take place, and if so, collect their names and addresses since you will need them in future to back your personal injury claim.

COVID-19 is a serious situation, but so is your personal injury. Do not hesitate to contact our injury lawyers in Brampton regarding personal injury claims. We will help you to the best of our ability and handle the case on your behalf.

  • Can I still sue someone in the present situation after being injured in an accident?

As far as lawsuits are concerned, you can still file personal injury claims during the COVID-19 pandemic. Our Brampton personal injury lawyers will see to it that your claim is successfully filed electronically. Do not skip this step because talking to professionals who are experienced in the field such as a personal injury lawyer in Brampton will help you to gain more insight into the situation and how it is to be handled during the pandemic crisis.

Our Personal injury lawyers in Brampton will then help you with the steps to follow, and how the situation is to be handled presently. They will also help you to gather more evidence about the situation and hold onto it for defending your case.

  • Will my treatment be delayed in this crisis?

It depends on the severity of your injury and the nature of the treatment. Based on this, you may experience delays in the treatment of injuries. Even so, you must still stay in touch with the doctor who is in charge of tending to your injuries and seek advice every week. They will assess your situation and symptoms based on which the diagnosis will be done.  Before closing your case, you must be done with all the treatments for your wounds/injuries caused as a result of the incident/accident.

If you have not been billed for additional medical procedures or surgeries, then it is not possible for our lawyers to properly add up all those expenses in the personal injury claim that you are about to file. Without completion of treatment, lawyers will only be able to present the insurance companies with the estimate for all procedures that were recommended. As these estimates for evaluations are rarely ever considered by the insurance companies, it won’t count as much help to you. Therefore, it is in your best interest that you complete all the treatments before commencement of the potential settlement case.

  • Would contacting a personal injury lawyer help if I don’t want to contract corona virus in the process of receiving medical treatment for my injuries?

You can get in contact with our personal injury lawyers, regardless of the situation you are currently facing. Do not delay when it comes to personal injury claims. Contact a lawyer soon or you might just be on the path of making the biggest mistake of not getting compensated for an accident. If you take the current circumstances into account, insurance companies are sure to go easier on delays at this time. However, no one can guarantee that it will happen every time. The only sure-fire way you can be treated fairly is to get in touch with an experienced personal injury lawyer who will work with you on your personal injury claim.

Priashna Singh – Filing for Personal Injury Claim During Quarantine: All You Need to Know

Across the globe, courts made rapid and drastic changes in their practices and procedures in response to the COVID-19 pandemic. For instance, since person-to-person meetings are prohibited, law firms are using alternative options like remote meetings.

With all the changes that are going on, some clients are left confused. What should they do if they get into an accident? What happens if they need to file a claim? How can their personal injury attorneys help?

Several steps are needed when filing a personal injury claim. For instance, claimants need to process specific requirements. However, because of the health risks, many claimants are unable to go to clinics and hospitals. If you need to file for personal injury claim during this time, here are some things to keep in mind:

Can I file a personal injury claim during the quarantine period?

The answer is yes. While some law firms and judicial offices are still closed, some lawyers are still working on cases and negotiating claims. Regardless if it’s a new claim or an ongoing one, you can rest assured it is moving forward.

Many Canadian provinces, including Ontario, are now slowly moving toward reopening. Some courts have also begun reopening their doors. In several jurisdictions, hearings that have been adjourned have now resumed. Procedures and timelines for filings have also continued on an amended basis.

However, most hearings are still held by telephone or videoconference unless the court requires that an in-person hearing is required. Some filings can also be made, while some urgent requests for hearings can be submitted by email.

Some jurisdictions like Ontario’s court of appeal are still suspending in-person hearings until further notice.

Are statutes of limitations suspended?

Statutes of limitations are the maximum period an individual needs to complete a lawsuit. Failure to file the lawsuit within the required period will result in case dismissal. Typically, in personal injury cases, the statute of limitations is from two to four years.

If the claim is filed against the government, the lawsuit needs to be submitted in 90 days (or less) from the time of the accident.

Understandably, with the quarantine and safety measures in place, adhering to the statute of limitations has become challenging. Seeking medical treatment is no longer as easy as it used to be. As a result, several states have suspended the statutes of limitations.

They also pushed back court proceedings and lawsuit schedules. However, procedures vary from one state to another, with some states extending the limitations rather than suspending it.  

Are face-to-face legal proceedings still allowed?

Mostly, face-to-face legal proceedings are still done remotely. In several states, law offices and courthouses are conducting procedures in virtual spaces. That means rather than face-to-face appointments, client-lawyer meetings are now conducted remotely through various video chat tools.

Depositions, hearings, and other court proceedings are mostly carried out via online conferences. This means you can still check with your personal injury lawyer remotely as well rather than face-to-face.

In case you can’t meet your lawyer online, you have the option to set a future appointment. Ideally, you should schedule an appointment as soon as possible, so when the law office resumes full operations, you’ll be among the first people on the list.

What other options are available aside from in-hospital and clinic visits?

Since getting a doctor’s report or medical treatment is difficult, law offices and courts are adjusting the processes and schedules to adapt to the new changes.

Many clinics and hospitals are not conducting appointments via video chat. If online treatment is not possible, it would be best to document what you did from when the accident transpired until the time you attempted to get medical treatment.

Documentation should include photos of any injuries or damage. It is also essential to take note of the names of everyone who witnessed the accident. Your documentation can serve as evidence that you did your share to mitigate damages.

Conclusion

Even when limited by quarantine and safety regulations, you’ll still need a legal representative that can handle your personal injury claim so you’ll get the proper guidance on how to move forward.

About the Author

Andrea Williams is the Community Manager at The Law Offices of Alcock & Associates P.C., a premier law group in Arizona that provides legal services to clients involved in Personal Injury, DUI, Immigration and Criminal cases. She enjoys cooking, reading books and playing minigolf with her friends and family in her spare time.

Is scrutiny on the rise for long-term disability claims?

Long-term disability insurance pays you some part of your income if and when you become seriously ill or have been injured badly. This covers you when you are unable to return to work for a long period. 

When an employee has a medical condition where they cannot continue their work for an extended time, a long-term disability insurance plan can help them receive deserved benefits. Long-term disability plans can cover around 50-70% of the income, depending on your policy. It can cover anywhere from around 10 to 53 weeks, depending on the severity of your case. 

Coverage Terms

One of the most important parts of the benefits package is the disability insurance plan. Generally, companies choose to provide a short-term disability plan to their employees. Long-term disability insurance can be bought separately from insurance companies. 

Some companies may even offer a long-term disability insurance plan, which is usually administrated by a third-party agency. The employers decide the extent of insurance cover for their employees and which plan to opt for. 

Some plans may cover you for ten years, which is time-bound, and other plans may cover you until the age of 65. But ultimately, it depends on what the employer selects. 

Employees who will be filling for the claims will have to consider some terms. The main terms and requirements to keep in mind are:

  • Employees have to work for a particular amount of time to be eligible to claim the insurance.
  • Employees should be full-time workers.
  • Employees must complete their work goals and contribute to the plan to be eligible to claim their insurance.

Long-term disability not only covers monetary benefits, but can also cover more benefits depending on the plan. For instance, some plans offer re-training. These plans can assist you when you can no longer continue to work. On the other hand, some plans can be restrictive. Some plans may not provide long-disability claims for employees with pre-existing conditions. 

Recent studies and surveys reveal the various unjustified actions that companies or employers can take. For instance, the RBC Insurance Services study reveals that almost 45 percent of the workers under their disability claim is forced to return to work before they are completely able to. The numbers in the previous year were 33 percent. This shows a significant rise in this trend. 

In such scenarios, our Brampton long-term disability claims lawyer will support you and make sure that this does not happen. 

The trend has been increasing among the employers and the insurance companies to find the slightest inadequacy to deny the employee’s claim. A claimant’s lawyer talks about the increasing scrutiny and various adapted tactics to deny long-term disability benefits. 

This marks the importance of a lawyer. Without a lawyer, the fight to get your own claim can be nearly impossible. Our long-term disability lawyer in Brampton is experienced enough to know the ways to fight this scrutiny. With our lawyer’s support, you can claim your benefits without having to struggle for them. 

Some representatives who represent the insurers may say that scrutiny only happens when it is necessary. To ensure that you do not fall under that criteria, it is important for you to be backed up by a lawyer. 

The insurers are very strict regarding the proof of your claim. Simple words are definitely not enough. Our lawyers do their ultimate best to gather all the necessary medical evidence. This ensures that the company does not deny or delay your benefits on this ground. Medical documentation is of the utmost priority. Our Brampton long-term disability lawyer fully prioritizes this requirement and provides the best support. 

Many claimants and their lawyers agree with how difficult it is to gather all the medical reports. The physicians are usually reluctant to fill out the forms. The other problem that arises is that the conversation between the insurer and the physician can often be misguiding. Often, the insurers will take account of the physician’s words over yours and deny the claim. With a lawyer’s support, the physician is bound to their job in an appropriate and justified manner. With our lawyer, you don’t have to worry about the struggle with every step. We cover the path for you so you can get your claim efficiently. 

For confirmation, the insurer also hires an independent doctor to tally reports with the claimant’s doctor. Often, the doctors from the insurers’ side are not really independent, and their statements can be contradictory to what the claimant’s doctor states. These make the situation complex from the employee seeking the claim. Our lawyer keeps you informed about all your rights. It is important to dodge all these unnecessary problems. Our lawyer will help you with every step. 

The very fact that some insurers may divert to hiring their own doctors to scrutinize the process is inappropriate. Insurers need not and should not resort to such actions. With our lawyer, we make sure that you don’t have these issues and end up with a delayed claim. 

Our Brampton long-term disability claims lawyer is aware of every process. Our lawyer will keep you informed about all the documents and other things that you may need to improve the chances and the process. Our experienced lawyer will answer all your questions and give you the best suggestions. 

We realize and understand that you already have enough to worry about. Your injury is the only thing you should think about and take care of. The rest is our lawyer’s duty. Filing the long applications will only add more stress to your already existing pains. We do not want you to go through the extra struggle. We will help you with the whole process from beginning to end.  The insurance companies are tough to break, and to manage them alone is not going to be easy. Moreover, it is important to avoid any slightest mistake that can go against you. We guide you along and don’t let any mistakes occur. We create a fool-proof case where nothing can be held against you. Our experienced long-term disability claim lawyer will recognize what the insurance company requires and does not require. With the right steps, we bring you your benefits. Contact our Bramptonlong-term disability claims lawyer and get the best attorney’s support for your long-term disability claim. 

FOUR MYTHS ABOUT SLIP AND FALL DEBUNKED

Life is but an unpredictable roller coaster. You never know what might happen, and thus, you can never predict what might befall upon you. You might be in an accident. You might slip and fall due to somebody’s negligence. 

In such a case, you want reimbursement for your injury in some form or another. However, approaching the judiciary might seem a difficult road. After all, it is very to prove accountability and legal liability.

The law functions on evidence and facts. Most victims of slip and fall accidents, including those of serious injuries, choose to suffer in silence. They do not see the advantages of filing a lawsuit. They believe that it is almost impossible to win a slip and fall lawsuit, and thus, they do not bother at all.

However, you are certainly not a victim and should not have to face any kind of unfairness. You shouldn’t have to suffer and let go of what you rightfully deserve. 

Our team comprises of only the most exceptional personal injury lawyers in Brampton. Hence, if you are looking for a strong and just personal injury lawyer in Brampton, you are in the right place.

Getting the right Brampton personal injury lawyer is essential. The right injury lawyer in Brampton or anywhere, for that matter, can help prove the failure of property owners to successfully adhere to standardized guidelines and help you win the case.

WHY DO YOU NEED A BRAMPTON PERSONAL INJURY LAWYER?

We all know that the right lawyer can make all the difference. Slip and fall accidents, particularly are an area where you need the perfect lawyer, or else you might lose the case.

Our personal injury lawyers in Brampton aim to help you in whatever way possible.

Personal injury lawyer in Brampton know what to seek. They aim to get you the most that you can from the lawsuit. For example, they know when to go for a pre-settlement. 

A personal or metal injury from a slip and fall accident makes you eligible for a hassle-free settlement before the actual proceedings. 

The pre-settlement is a type of personal injury loan that enables a victim to finance their day-to-day living and medical expenses. The lawyer will also help if you are in dire need of some form of income replacement due to your accident.

MYTHS AND DEFILING THESE MYTHS WITH US

  1. Slip and fall cases take a lot of time to settle and thus, take a lot out of a person’s schedule and life

Personal injury lawsuits in Canada usually are settled in about 2 to 5 years. While the number of years may look daunting to you, it isn’t in reality. 

Every case is subjective and will depend on several factors like:

  • Facts and availability of evidence in the case.
  • The number and kind of parties involved in the lawsuit.
  • The jurisdiction to which you file the lawsuit.

Often, victims trap themselves in the complexities of these factors and opt for an out of court settlement.

Our team of personal injury lawyers in Brampton will ensure that you get the best deal from the lawsuit. We will make sure that you don’t have to compromise and settle for less. 

Expert lawyers will help you build a strong case on the foundations of strong evidence and facts. They will help you get the best, even if it seems impossible.

  • Nobody will believe me. So, what’s the point of filing for a lawsuit?

As mentioned above, the law functions on the wheel of facts and tangible evidence. A meeting with a lawyer will necessitate recalling your experience so that the lawyer can determine the substance of your claims. 

A good lawyer will be able to determine evidence and further areas which can provide more evidence. Our team does a detailed study of the case and finds hard-core evidence. We aim at winning the case with the best possible outcome for the client. 

It is important to uncover all aspects of the case and dig through the unavailable.

  • You could never afford a personal injury lawyer in Brampton. So, why should you look for the one?

Affordability is a big concern for everybody. Personal injury lawyers do not get paid unless they offer their services and win the lawsuit. 

Furthermore, our personal injury lawyers in Brampton provide legal advice and offer full representation to you. You don’t have to pay a retainer. We are given our due only if we win the case in your favor.

As stated before, proving the legal accountability and liability in a lawsuit is certainly tricky. Do not consider money as a factor in your search for the best personal injury lawyer in Brampton. 

Choose the best representation so that you do not have to regret it later on. The fee of a personal injury lawyer will not be felt when the said lawyer helps you win.

  • You have a minor injury, and thus, you feel that you won’t get compensation.

Sometimes, victims feel that because they have a minor injury, their claims automatically lose their merits. They feel that they do not deserve compensation.

Just because you sustained minor injuries does not mean that you would not win a lawsuit. Minor injuries have been an underlying cause for so many chronic diseases that could seriously affect you.

A good Brampton personal injury lawyer can help you protect your legal rights and prevent discrimination of any kind against you. 

If you deserve compensation, no matter the degree of the injury from the slip and fall accident, you should get it. 

Our personal injury lawyers in Brampton will help you throughout the proceedings. We strive hard so that everybody deserving a due compensation gets one.  Hopefully, debunking these myths will help you realize the need and role of a good lawyer in terms of representation. You should get the justice you deserve, and we act as the bridge between you and the wheel of justice.

Navigating the Law While Conducting Business in Canada

Introduction

Canada is a country based in North America and is home to more than 37 million people. It is said to be the fasted growing G-7 country in terms of industrial growth. It was recently ranked as the best country to do business in; this ranking was done by Forbes magazine. 

There is no doubt that Canada is now an epicenter of business, and is attracting many firms and startups from the U.S. This has led to a stronger business relationship between the U. S. And Canada. People from all over the world have started to give Canada a chance, and Canada has ended up impressing all of them. It may not be an advanced industrial country yet, yet it is developing at a fast pace.  

What makes Canada a perfect place to invest?

Canada is abundant in natural resources that are available at a much lower price than in other countries. Also, Canada has a hard working and skilled workforce, making it an ideal place to do business. It also has a fast-growing financial sector that is attracting a lot of companies, both big and small. 

However, the companies that are investing or establishing themselves need to know Canadian laws. Not knowing these laws can land the company in a bad position. However, you don’t have to worry as we can provide you with the best Brampton business lawyer. You can contact us to know more. However, this article will provide you with a little insight into Canada and its laws. 

What kind of business entities are found in Canada?

There are two kinds of firms: one that requires share capital from the public and others that do not demand the same. Public companies are established more in Canada, as they give many advantages. In this company, the capital, in any proportion, is taken from the shareholders who hold limited liability. The shareholders enjoy the advantages of statutory rights and also limited liability. This attracts and motivates a lot of people to invest their money in public companies. The other companies that do not demand capital are either private companies or Not for Profit organizations (NPO). 

The provincial law of Canada is very lenient, and it governs the companies in a province. If a company wishes to work in many provinces, then the federal incorporation laws come into the picture. According to federal incorporation, a company can carry out activities in more than one province without a license. However, registration of the company should be done. But if you start a company under provincial law, you would require an extra license for that province to work in different provinces. 

To know more about the business entities, contact us, and find out about business lawyers in Brampton.

Who makes rules on foreign investment in Canada?

A federal statue named The Investment Canada Act regulates investments in Canada by non-Canadians. In some areas, the administration is taken over by the Investment Review Division of Industry Canada, as per the direction of the Ministry of Industry.

This act contains the rules regarding the control and acquisition of Canadian resources by an outsider for business. It also contains complex conditions to define a Canadian investor apart from the others. The renewing or new establishment of a Canadian business by anyone is reviewable in case it relates to Canada’s culture and heritage.

Policies relating to taxation

An outside investor should definitely know about the taxation policies of a country in which they will be investing. If you want to invest in Canada, but have no idea how to proceed, consult the best Brampton business lawyer

The rules governing the established businesses are very complex as per Canadian law. Canada-U.S. tax convention makes it clear about the taxation policy for U.S. businesses in Canada. An established business in Canada has to compulsorily pay income tax on the taxable income earned in a year. This income should be earned in Canada and has to be paid by all the branches of a business. Each employee, whether a resident in Canada or branch employees living somewhere else, has to pay income tax. 

What are the labor laws in Canada?

The labor laws and employment laws in Canada are made to strengthen the relationship between employees and employers. There is an important need to regulate their relationship, and these laws do the same. 

Any matter arising from the same comes under the provincial jurisdiction. Each company should follow the employment practices that are practiced by the local population. They should follow the standards of labor that are prescribed by both the provincial and federal governments. 

What are the environmental laws in Canada?

The government has increased its intervention and has made strict environmental rules in Canada. Even the citizens insist that law offenders should be punished for exploiting the environment. Laws have been enacted and implemented by all levels of government in Canada. These laws are very complex to be understood by the average person.

As these laws hold high importance in Canada, all outsiders must know about them in detail. All businesses should strictly follow these laws, and each business should be fully informed. Feel free to get guidance from business lawyers in Brampton before starting your business.

What are the competition laws in Canada?

All competition laws prevail under the Competition Act. Criminal offenses are one of the principal problems addressed in this law. The other two are civil reviewable conduct and regulation of mergers. 

The criminal offenses include illegal trade practices, price discrimination, consumer exploitation of any kind, bidding, misleading advertisement, others. Therefore, a business operating in Canada should be familiar with all these rules to stay on a safe path. There are strict punishments for law offenders.

Looking at the different types of law noted above, it is obvious what a business needs to do. Before starting your business, you need to know about the law related to your work area. This knowledge will give you an edge over others and also save you from getting into legal troubles. Our business lawyers in Brampton will help you every step of the way. Feel free to contact us and have your queries answered.

Is Collaborative divorce the best option for you?

As time goes by and the world strives to be on a path of technical and scientific development, people are also keeping up with the times. The mindset of people is changing, and they are cultivating a broader mental outlook. So, one word that does not seem to be so much of a taboo now, and one which upon hearing, the ears prick up, is ‘divorce.’

People have been slowly but steadily embracing the concept of divorce. People are starting to understand that if a relationship is not working out, there is nothing wrong with ending the pain and misery of both parties stuck in it. So, more and more people are considering divorce as an option to bring order to their lives.

However, one of the reasons why people of previous generations did not want to go through with a divorce, is that it was an unpleasant experience with a lot of arguments, court visits, unfair judgments, and underlying toxicity in the minds of at least one of the parties, if not both.

A concept that has come out as a solution for all these problems is that of a ‘collaborative divorce.’ More and more people are becoming open to collaborative divorce, but what is so special about this? What exactly is ‘collaborative divorce’?

What is collaborative divorce?

 The concept of collaborative divorce was proposed after seeing the plight of couples seeking a traditional divorce. Most of them ended on sour terms and had to face utter financial and emotional devastation. Collaborative divorce serves to provide a gentle and mild way of carrying out the divorce process.

In this process, each party hires a trained, collaborative divorce lawyer. Then meetings are set up between the two spouses in the presence of their respective lawyers, and both parties discuss matters of interest in a civilized manner. The discussions usually pertain to ownership of property, divorce alimony, and custody of the children.

This process was, to an extent followed, by traditional family divorce lawyers also, however, in the collaborative divorce practice, there is a difference. The spouses first sign an agreement that if the process is not successful and both parties cannot reach a satisfactory solution, the lawyers cannot represent them anymore, and they will have to turn to the traditional lawyers.

This clause gives the lawyers extra motivation to sort things out between their clients and arrange for a satisfactory ‘out of court’ solution. Any average couple would prefer to settle their matter outside the court, since failure to reach an agreement with collaborative divorce lawyers would mean that they would have to hire new lawyers and face the extreme hassles of bitter court battles and appearances.

Will it hurt your wallet?

 Often clients believe that opting for a collaborative divorce will save them from a lot of unnecessary fees related to having a case in court. However, many secondary expenses are not clear at first sight in the collaborative divorce process.

For example, in such situations, and for peaceful proceedings, psychological counselors, domestic abuse specialists, child trauma therapists, financial advisors, and many other experts are brought into the fray to help decide the various matters of interest property and child custody.

 The expenses and fees for all these experts are in no way negligible. They may not appear to be visible when developing the idea of opting for a collaborative divorce.

Hence, sometimes this process can cost more than a traditional divorce. You should always weigh in your options and consider all the expenses that you may have to incur while proceeding with this method.

 Should you go for it?

 Thought the concept of collaborative divorce might seem to be almost like a fairy tale until now, with all its civilized discussions and peaceful nature. However, some issues with it make it not suitable for everyone.

Collaborative divorce requires that you and your spouse trust each other since you will have to trust the other person while agreeing during the negotiation meetings. If your marriage fell apart because you did not have trust in your partner or the other way around, you will surely have a difficult time trusting that the other party will compromise to reach a fair judgment.

There is always also the chance that you may get less than what you believed that you deserved. This is one thing that is resolved during a traditional divorce. In a traditional divorce, it is almost a winner gets all situation, and your lawyers will fight to make sure that you come out on top. In a collaborative divorce, the lawyers of both parties are not trying to fight it out, but trying to reach an agreement that will be satisfactory for both parties.

 Therefore, there is always the chance that you might end up feeling that the agreement was maybe not fair to you and that you deserved more.

However, one of the worst things that can happen and the main reason why some people are fearful of the practice of a collaborative divorce is that if a satisfactory agreement cannot be reached upon by both parties, they will have to start over and hire traditional family divorce lawyers according to the agreement signed before. Thus, all the expenses and efforts undertaken by the two parties during the initial process can come to nothing and be an utter waste of time and resources.

In conclusion, what should you do?

Even though the concept of a collaborative divorce is not for everyone, it has been especially fruitful for most people. It can save you the hassles of going to court and the stigma associated with it. Moreover, it lets you end a relationship on good terms, which is always better for the future. 

In conclusion, after reading this article and weighing in your options, if you feel that a collaborative divorce is the best choice for you, you should not waste time hesitating and contact an experienced lawyer. Do not worry. We have got a solution for you too.

We are a firm of highly qualified and experienced lawyers in Brampton. We have many well-equipped and skilled separation lawyers in Brampton. If you are looking for a divorce lawyer in Brampton, don’t hesitate to give us a call and we will get back to you immediately.

For us, customer experience and satisfaction are of prime importance, and we thoroughly instill these values in all our employees. Our Brampton divorce lawyers have received multiple positive reviews and feedback, and our customers hold them in high regard. A divorce does not always have to be an unpleasant affair, and our Brampton divorce lawyer will ensure that you can get over this hurdle quickly and move forward in life, always having a goodwill in your heart.