Catastrophic injury victims must be fully and satisfactorily compensated to take care of their present and future needs. This involves a very complex process of calculation, estimation and negotiation. The at-fault party’s insurance company would typically attempt to deny, dismiss or minimize the extent of damages. Our experienced birds-creek car accident lawyer can assist you with putting together a robust, comprehensive claim. Though no amount of money can compensate for the quality of life that’s lost, it can make the lives of victims and families more comfortable.
Insurance companies generally use certain parameters and formulas to calculate damages in catastrophic injury cases. The defendant’s insurers must pay the plaintiff damages for:
- Medical care and all expenses connected with it
- Loss of income, wages and lost time at work
- Pain and suffering
- Permanent injury, disability and disfigurement
- Loss of social, domestic, recreational, educational experiences
- Emotional and psychological damage
Many of these items are difficult to measure in dollar terms but insurers tend to use certain formulaic ways of calculating these. Our traumatic brain injury lawyers are well-versed in dealing with insurance companies and are familiar with some of the methods they may use.
In general, the medical expenses and rehabilitation expenses are easy to identify and these are quantified and multiplied by a factor of five or more (based on the nature of injury) to arrive at what insurers term “medical specials” expenses. Lost wages and income are then added and a total figure is arrived at. This figure represents the starting point for negotiations settlements to begin. Every item on the list is scrutinized and extensively debated before being valued. The final figures are based entirely on the type and extent of injury, the treatment required, the kind of damage suffered and the impact it has on the lives of the victim and the family.
Ensure that you find a birds-creek personal injury lawyer who has experience in working with catastrophic injury for best results.
If you, your family or a friend has been injured in an accident, please feel free to speak to one of our injury lawyers for a free consultation about how we are able to assist in making a personal injury claim. We consult in all cities across Ontario with a no win no fee guarantee. Our personal injury lawyers have helped victims secure millions of dollars in personal injury cases. Call us Toll Free On our 24/7 Injury Hotline: 1 – 844 495 7333 or Text a Personal Injury Lawyer 24/7 and get instant help. (416 931 5015)
